VR Logo

Unrated

Tata Young Citizens Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.10 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.18 Lakh

Suitability:

When you invest for five years or more, you can expect gains that beat the inflation rate as well as the returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half your money in equity shares and the rest in bonds. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 12.69 0.75 1.58 8.88 11.64 37.12 12.82 3.22 7.00 10.00 8.61
VR Balanced TRI 7.71 0.84 1.43 8.79 10.87 36.14 8.79 8.74 11.08 11.96 9.43
Hybrid: Balanced Hybrid 6.33 0.50 1.17 7.03 8.11 26.03 7.16 4.39 7.41 10.06 8.46
Rank within category 1 2 3 3 1 2 1 8 5 5 5
Number of funds in category 10 10 10 10 10 10 10 10 8 8 8

As on 26-Nov-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Young Citizens Fund - Regular Plan  | Invest Online
Unrated
Oct-95 12.82 3.22 7.00 2.52 186
ICICI Prudential Asset Allocator (FOF) Fund  | Invest Now
Unrated
Dec-03 9.32 8.87 10.89 1.29 7,932
UTI Children's Career Fund-Savings Plan - Regular Plan  | Invest Online
Unrated
Jul-93 8.94 3.76 7.19 1.77 3,599
UTI Retirement Benefit Pension Fund - Regular Plan  | Invest Online
Unrated
Dec-94 9.09 2.42 6.63 1.75 2,904
Axis Children's Gift - Regular Plan
Unrated
Dec-15 10.86 8.27 -- 2.49 479

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.43 (24-Mar-2020 - 31-Mar-2020) -16.62 (11-Mar-2020 - 18-Mar-2020)
Month 20.24 (23-Mar-2020 - 22-Apr-2020) -33.37 (20-Feb-2020 - 23-Mar-2020)
Quarter 34.84 (23-Mar-2020 - 22-Jun-2020) -31.90 (23-Dec-2019 - 23-Mar-2020)
Year 74.03 (22-Feb-1999 - 22-Feb-2000) -31.55 (04-Dec-2007 - 03-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.19 18.78 -0.15 -0.15 1.03 -4.94
VR Balanced TRI 7.08 17.31 0.12 0.14 -- --
Hybrid: Balanced Hybrid 3.05 13.05 -0.17 -0.18 0.70 -3.39
Rank within category 8 9 6 5 9 9
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 41
Top 10 Holdings (%) 49.17
Top 5 Holdings (%) 33.50
Top 3 Sectors (%) 58.23
Portfolio P/B Ratio 3.03
Portfolio P/E Ratio 25.77
Avg Credit Rating Cash

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Reliance Industries Energy 32.39 10.32 0.00 9.26
down HDFC Bank Financial 26.56 10.03 1.39 8.84
equal ICICI Bank Financial 23.56 7.68 0.00 5.84
equal Infosys Technology 26.57 4.98 0.00 4.98
equal Tata Consultancy Services Technology 33.31 4.58 0.00 4.58
equal Kotak Mahindra Bank Financial 41.33 8.66 0.00 3.86
equal Bharti Airtel Communication -- 4.04 0.00 3.40
down Cadila Healthcare Healthcare 25.54 3.39 0.00 2.94
equal HDFC Financial 24.92 3.10 0.00 2.77
equal MRF Automobile 23.96 3.19 0.00 2.70
equal Dr. Reddy's Lab Healthcare 50.62 2.78 0.00 2.52
equal Titan Company Cons Durable 167.15 2.62 0.00 2.32
equal ITC FMCG 17.48 7.08 1.80 2.22
equal Hindustan Unilever FMCG 72.18 4.91 0.36 2.18
down Muthoot Finance Financial 13.16 3.44 1.63 2.07
equal Axis Bank Financial 52.84 2.02 0.00 1.96
equal Wipro Technology 21.05 1.83 0.00 1.83
equal ICICI Lombard General Insurance Company Financial 47.72 2.26 0.00 1.79
equal Divi's Laboratories Healthcare 53.51 1.80 0.00 1.75
equal Bayer CropScience Healthcare 35.84 3.45 0.00 1.73
down Persistent Systems Technology 25.25 2.10 0.00 1.60
down MindTree Technology 26.39 1.73 0.00 1.53
equal ACC Construction 25.83 1.50 0.00 1.50
down Jubilant FoodWorks Services 240.41 2.14 0.00 1.49
equal Ultratech Cement Construction 23.30 1.45 0.00 1.45

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2020

Fund Manager

— Akhil Mittal since 31-Jul-2015

Education: Mr. Mittal is B.Com (H) and MBA from University Business School.

Experience: Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.

Funds Managed:

— Amey Sathe since 20-Apr-2020

Education: Mr. Sathe is MMS & CFA

Experience: Prior to joining TATA Mutual Fund he has worked with JM Financial Institutional Securities Ltd as Assistant Vice President Equity Research, CARE Ratings as Deputy Manager and HDFC Securities in Equity research.

Funds Managed:

— Rahul Singh since 20-Apr-2020

Education: Mr. Singh is B.Tech & PGDBM

Experience: Prior to Tata AMC, he has worked with Ampersand Capital Investment Advisors LLP, Standard Chartered Securities and Citigroup Global Markets India.

Funds Managed:


0.75%

Change from previous, NAV as on 26-Nov-2020

Dividend: ₹ 29.2788


Investment Strategy

The Scheme seeks to generate long term capital growth.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For Redemption or switch out of units before the attainment of retirement age i.e 18 years

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 14-Oct-1995
Return Since Launch: 12.08%
Benchmark: S&P BSE 200 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 186 Cr (As on 31-Oct-2020)
Expense: 2.52% (As on 31-Oct-2020)
Risk Grade: --
Return Grade: --
Turnover: 55.45%

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

The key to financial well-being

dateFriday, 27-Nov-2020
time12:30 PM - 01:00 PM