Our Opinion
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Clear AllValue Research Rating
Our Opinion
Riskometer
Very High
₹38.2571 1.00%
As on 18-Mar-2026
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
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Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
LIC MF Unit Linked Insurance - Direct Plan
|
|
|
Very High
|
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1.40 |
|
 |
|
Very High
|
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0.92 |
||
 |
|
Very High
|
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0.68 |
||
|
|
Very High
|
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0.92 |
||
|
|
Very High
|
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0.47 |
₹441 Cr
--
10,000
1,000
1,000
12
About LIC MF Unit Linked Insurance - Direct Plan
LIC MF Unit Linked Insurance - Direct Plan is a hybrid mutual fund scheme of LIC Mutual Fund. Launched on March 01, 2013, it is currently managed by Karan Doshi, Dikshit Mittal and Pratik Harish Shroff. The fund has an expense ratio of 1.40% with an overall AUM (Assets Under Management) of ₹441 Cr.
LIC MF Unit Linked Insurance - Direct Plan invests 65-80 per cent of its assets in equity stocks and the remaining 20-35 per cent in bonds. The fund allows minimum lumpsum investment of ₹500 and minimum SIP of ₹1,000.
Investment Strategy
The scheme seeks to provide long term capital appreciation along with the benefits of Tax rebate and Insurance as well as additional benefit of a life cover and free accident insurance cover over a period of 10 years or 15 years. The scheme invests its portfolio in equity and debt instruments and also in money market instruments.
Suitability
Aggressive Hybrid funds are suitable for investors:
Note:
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of LIC MF Unit Linked Insurance - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, LIC MF Unit Linked Insurance - Direct Plan can be bought from the LIC Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of LIC MF Unit Linked Insurance - Direct Plan, is ₹38.2571 as of 19-Mar-2026.
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.18 24/07/2037 |
4.70
|
|
GOI Sec 7.41 19/12/2036 |
3.61
|
|
Maharashtra State SDL 7.63 31/01/2036 |
3.48
|
|
Jamnagar Utilities and Power Pvt. Ltd SR PPD8 Debenture 7.43 24/10/2034 |
2.32
|
|
Indian Railway Finance Corporation Ltd SR 181 NCD 7.37 31/07/2029 |
1.22
|
Over the past five years, LIC MF Unit Linked Insurance - Direct Plan has delivered an annualised return of 10.19% as of 19-Mar-2026.
The minimum investment required to start investing in LIC MF Unit Linked Insurance - Direct Plan is ₹10,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.
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