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ICICI Prudential Asset Allocator Fund (FOF) - Direct Plan

1 Lakh

Investment Grown to
₹ 1.18 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.79 Lakh

Analyst's Choice?


When you invest for three years or above, you can expect gains that beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half of your money in equity shares and the rest in bonds and commodities. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.


  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -6.63 0.35 4.79 3.14 -4.81 -5.69 -1.28 5.74 8.42 10.37 --
VR Balanced TRI -13.61 0.70 6.50 1.94 -8.48 -12.50 -11.96 3.51 6.01 8.82 --
Hybrid: Balanced Hybrid -9.93 0.56 4.58 2.02 -8.09 -9.16 -8.09 1.22 4.82 8.11 --
Rank within category 5 7 5 1 4 5 2 1 1 1 --
Number of funds in category 10 10 10 10 10 10 10 10 8 8 0

As on 03-Jun-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 7.36 (24-Mar-2020 - 31-Mar-2020) -13.79 (16-Mar-2020 - 23-Mar-2020)
Month 16.31 (23-Mar-2020 - 22-Apr-2020) -26.11 (20-Feb-2020 - 23-Mar-2020)
Quarter 14.48 (12-Mar-2014 - 11-Jun-2014) -25.34 (23-Dec-2019 - 23-Mar-2020)
Year 36.95 (19-Aug-2013 - 19-Aug-2014) -18.89 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.74 12.99 0.03 0.02 0.70 1.52
VR Balanced TRI 3.73 16.94 -0.10 -0.11 -- --
Hybrid: Balanced Hybrid 1.31 12.62 -0.34 -0.33 0.69 -2.94
Rank within category 1 6 1 1 6 2
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up ICICI Pru All Seasons Bond Direct-G Mutual Fund -- 7.60 - 49.80 10.51
down ICICI Pru Floating Interest Direct-G Mutual Fund -- 3.92 - 39.80 3.92
new ICICI Pru Gilt Direct-G Mutual Fund -- 0.00 - 4.29 2.18
new ICICI Pru Money Market Direct-G Mutual Fund -- 0.00 - 17.25 1.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Pru Bluechip Direct-G Financial -- 32.71
equal ICICI Pru Value Discovery Fund - Direct Plan Financial -- 17.88
equal ICICI Pru Multicap Direct-G Financial -- 11.15
equal ICICI Pru India Opportunities Fund Direct-G Financial -- 6.07
down ICICI Pru Large & Mid Cap Direct-G Financial -- 6.01
down ICICI Pru Large & Mid Cap Direct-G Financial -- 6.01
down ICICI Pru Banking and Financial Services Direct-G Financial -- 3.82

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2020

Fund Manager

— Dharmesh Kakkad since 28-May-2018

Education: Mr. kakkad is B.com., CA & CFA.

Experience: Mr. Kakkad is Manager in ICICI Prudential Mutual Fund since 2009.

Funds Managed:

— Manish Banthia since 17-Jun-2017

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Sankaran Naren since 05-Sep-2018

Education: Mr. Naren is a B.Tech from IIT Chennai and MBA (Finance)from IIM Kolkata.

Experience: Prior to joining ICICI Prudential AMC he has worked with Refco Sify Securities India Pvt. Ltd., HDFC Securities Ltd. and Yoha Securities.


Funds Managed:


Change from previous, NAV as on 03-Jun-2020

Growth: ₹ 56.9642

Dividend: ₹ 56.9367

Investment Strategy

The Scheme seeks to generate capital appreciation primarily from a portfolio of equity, debt, and gold schemes accessed through the diversified investment styles of underlying schemes.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 9.46%
Benchmark: CRISIL Hybrid 50+50 Moderate Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 6,892 Cr (As on 30-Apr-2020)
Expense: 0.06% (As on 30-Apr-2020)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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dateFriday, 12-Jun-2020
time12:30 PM - 01:00 PM