PGIM India Ultra Short Duration Fund - Direct Plan

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Value Research Rating

4 star

Our Opinion

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Riskometer

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Low to Moderate

₹37.1083 0.06%

As on 18-Mar-2026

Returns

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Calculate SIP Returns of PGIM India Ultra Short Duration Fund - Direct Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Low to Moderate risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of PGIM India Ultra Short Duration Fund - Direct Plan

Asset Allocation

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Fund name
Rating
Our Opinion
Risk info
Return (%)
Expense Ratio (%) info
PGIM India Ultra Short Duration Fund - Direct Plan
4 star
unlock fund advisor
Low to Moderate
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0.38
4 star
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Low to Moderate
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0.38
4 star
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Moderate
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0.33
5 star
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Moderate
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0.29
5 star
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Low to Moderate
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0.14

Other details of PGIM India Ultra Short Duration Fund - Direct Plan

Assets

info

₹165 Cr

Exit Load (Days)

info

--

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

1,000

Min. SIP Investment (₹)

1,000

Min. No of Cheques

5

About PGIM India Ultra Short Duration Fund - Direct Plan

PGIM India Ultra Short Duration Fund - Direct Plan is a debt mutual fund scheme of PGIM India Mutual Fund. Launched on January 01, 2013, it is currently managed by Puneet Pal and Akhil Dhar. The fund has an expense ratio of 0.38% with an overall AUM (Assets Under Management) of ₹165 Cr.

PGIM India Ultra Short Duration Fund - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between three to six months. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.

Investment Strategy

The scheme aims to generate stable returns and provide liquidity by investing in a mix of short term debt and money market instruments.

Suitability

Ultra Short Duration funds are suitable for:

  • Parking emergency corpus or idle money for capital preservation
  • Earning slightly higher returns than savings bank account, with low volatility
  • Investment horizon of 3 months to 1 year

Note:

  • There is no guarantee of returns
  • Not suitable for long-term wealth creation

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
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FAQ for PGIM India Ultra Short Duration Fund - Direct Plan

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of PGIM India Ultra Short Duration Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, PGIM India Ultra Short Duration Fund - Direct Plan can be bought from the PGIM India Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

The latest declared NAV of PGIM India Ultra Short Duration Fund - Direct Plan, is ₹37.1083 as of 20-Mar-2026.

Company Percentage of Portfolio

Kotak Mahindra Bank Ltd CD 31/08/2026

8.77

Aditya Birla Money Ltd CP 90-D 30/04/2026

6.87

Axis Bank Ltd CD 05/03/2026

6.05

Reserve Bank of India T-Bills 182-D 11/06/2026

5.96

Bank Of Baroda CD 05/06/2026

5.94
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Over the past five years, PGIM India Ultra Short Duration Fund - Direct Plan has delivered an annualised return of 6.16% as of 20-Mar-2026.

The minimum investment required to start investing in PGIM India Ultra Short Duration Fund - Direct Plan is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.