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Our Opinion
Riskometer
High
₹40.7440 0.05%
As on 18-Mar-2026
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Nippon India Credit Risk Fund - Direct Plan
|
|
|
High
|
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0.70 |
|
|
|
Moderately High
|
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0.79 |
||
 |
|
High
|
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1.07 |
||
 |
|
High
|
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0.76 |
||
|
|
High
|
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0.89 |
₹1,059 Cr
1.00 (365)
500
100
100
60
About Nippon India Credit Risk Fund - Direct Plan
Nippon India Credit Risk Fund - Direct Plan is a debt mutual fund scheme of Nippon India Mutual Fund. Launched on January 01, 2013, it is currently managed by Sushil Budhia. The fund has an expense ratio of 0.70% with an overall AUM (Assets Under Management) of ₹1,059 Cr.
Nippon India Credit Risk Fund - Direct Plan is mandated to invest at least 65 per cent of its assets in corporate bonds rated AA and below. The fund allows minimum lumpsum investment of ₹500 and minimum SIP of ₹100.
Investment Strategy
The scheme aims to generate optimal returns consistent with moderate levels of risk. It will invest atleast 65 per cent of its assets in debt instruments with maturity of more than 1 year and the rest in money market instruments (including cash or call money and reverse repo) and debentures with maturity of less than 1 year. The exposure in government securities will generally not exceed 50 percent of the assets.
Suitability
Credit Risk funds are avoidable for most investors because:
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
2 min read•By Research Desk
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Nippon India Credit Risk Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Nippon India Credit Risk Fund - Direct Plan can be bought from the Nippon India Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Nippon India Credit Risk Fund - Direct Plan, is ₹40.7440 as of 19-Mar-2026.
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Over the past five years, Nippon India Credit Risk Fund - Direct Plan has delivered an annualised return of 9.26% as of 19-Mar-2026.
The minimum investment required to start investing in Nippon India Credit Risk Fund - Direct Plan is ₹500 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
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