VR Logo

4 star

Sundaram Equity Hybrid Fund - Direct Plan


Hybrid: Aggressive Hybrid

1 Lakh

Investment Grown to
₹ 1.19 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.77 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -6.94 0.19 2.43 3.72 14.53 -6.51 -2.22 5.89 7.61 10.09 --
VR Balanced TRI -8.28 0.29 4.02 5.47 18.92 -7.55 -5.07 5.41 6.42 9.87 --
Hybrid: Aggressive Hybrid -6.25 0.38 3.54 5.08 16.64 -5.76 -3.17 2.79 6.10 11.99 --
Rank within category 25 35 39 36 38 25 17 5 7 16 --
Number of funds in category 44 44 44 44 44 44 41 33 25 23 0

As on 07-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Equity Hybrid Fund - Direct Plan
4 star
Jan-13 -2.22 5.89 7.61 1.09 1,514
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 -0.72 6.74 8.24 1.03 28,583
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
4 star
Jan-13 -7.05 2.92 7.41 1.24 17,423
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 2.65 5.47 8.32 0.89 5,406
Mirae Asset Hybrid Equity Fund - Direct Plan  | Invest Online
5 star
Jul-15 -0.56 7.12 -- 0.45 3,274

Best & Worst Performance

Best (Period) Worst (Period)
Week 7.98 (24-Mar-2020 - 31-Mar-2020) -14.71 (16-Mar-2020 - 23-Mar-2020)
Month 15.70 (23-Mar-2020 - 22-Apr-2020) -29.68 (20-Feb-2020 - 23-Mar-2020)
Quarter 24.72 (24-Mar-2020 - 23-Jun-2020) -27.02 (23-Dec-2019 - 23-Mar-2020)
Year 37.10 (03-Feb-2014 - 03-Feb-2015) -20.66 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.52 15.67 0.08 0.08 0.88 0.67
VR Balanced TRI 5.91 17.27 0.04 0.04 -- --
Hybrid: Aggressive Hybrid 3.38 16.32 -0.11 -0.11 0.90 -2.47
Rank within category 5 12 5 5 13 5
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 48
Top 10 Holdings (%) 35.16
Top 5 Holdings (%) 22.78
Top 3 Sectors (%) 39.60
Portfolio P/B Ratio 3.08
Portfolio P/E Ratio 22.55

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.45% GOI 2029 GOI Securities SOV 0.00 - 3.27 2.66
equal 7.21% HDFC 30/12/2022 Debenture AAA 0.00 - 1.75 1.68
equal 8.15% State Bank of India Bonds AA+ 1.33 - 1.72 1.65
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 1.25 - 1.60 1.54
equal 7.05% National Housing Bank 18/12/2024 Non Convertible Debenture AAA 0.00 - 1.44 1.40
equal 8.39% State Bank of India 25/10/2024 Bonds/Debentures AA+ 1.07 - 1.39 1.33
equal 8.60% Export-Import Bank 30/04/2099 Bonds AA+ 1.08 - 1.39 1.33
up 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 3.82 1.28
equal 8.55% Bank of Baroda 14/02/2029 Non Convertible Debenture AAA 0.83 - 1.10 1.05
equal State Bank of India 2056 Debenture AA+ 0.84 - 1.07 1.03
equal 6.99% HDFC 25/11/2021 Non Convertible Debenture AAA 0.00 - 1.05 1.00
equal 8.65% Bank of Baroda 2022 Debenture AA+ 0.71 - 1.03 0.99
equal 7.69% National Bank Agr. Rur. Devp 29/05/2024 Non Convertible Debenture AAA 0.55 - 0.73 0.71
equal 8.10% Power Finance Corp. 2024 Non Convertible Debenture AAA 0.55 - 0.73 0.69
equal 7.99% LIC Housing Fin. 2029 Non Convertible Debenture AAA 0.00 - 0.71 0.68
equal 7.24% REC 31/12/2022 Non Convertible Debenture AAA 0.00 - 0.70 0.67
equal 8.50% State Bank of India 22/11/2020 Non Convertible Debenture AA+ 0.00 - 0.69 0.67
equal 9.20% ICICI Bank 31/12/2050 Bonds AA+ 0.54 - 0.69 0.66
equal 8.28% Oriental Nagpur Betul Highway 30/09/2020 Debenture AAA 0.53 - 0.70 0.66
equal 8.75% Axis Bank 28/06/2022 Bonds AA+ 0.54 - 1.15 0.65
new 7.55% REC 2030 Debenture AAA 0.00 - 0.65 0.65
equal 9.75% REC 2021 Bonds AAA 0.28 - 0.36 0.35
new 6.18% GOI 2024 GOI Securities SOV 0.00 - 0.34 0.34
new 6.44% Indian Oil Corp. 14/04/2023 Debenture AAA 0.00 - 0.56 0.34
equal 9.30% Tata Sons 19/06/2024 Debenture AAA 0.28 - 0.36 0.34

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 22.46 8.83 4.02 6.27
up Bharti Airtel Communication -- 5.44 0.00 5.44
up Reliance Industries Energy 31.07 5.85 0.88 4.89
up Hindustan Unilever FMCG 75.33 3.34 0.00 3.34
equal Varun Beverages FMCG 40.84 3.19 0.66 2.83
down ICICI Bank Financial 25.29 7.74 0.00 2.66
equal Aarti Industries Chemicals 30.87 2.67 0.00 2.42
equal Larsen & Toubro Construction 13.86 4.05 0.00 2.42
up United Spirits FMCG 68.30 2.23 0.00 2.23
down HDFC Financial 15.30 3.95 1.00 2.09
down Cipla Healthcare 33.37 2.02 0.00 2.02
equal BPCL Energy 27.06 2.07 0.00 1.96
equal NTPC Energy 13.44 2.02 0.90 1.74
equal Astral Poly Technik Chemicals 59.83 1.95 0.00 1.73
down Britannia Inds. FMCG 63.30 1.72 0.00 1.64
equal Trent Services 181.08 2.04 0.00 1.55
equal Infosys Technology 20.06 8.80 1.25 1.52
equal Sun Pharmaceutical Inds. Healthcare 30.91 1.49 0.00 1.49
equal Tata Consumer Products FMCG 86.04 1.45 0.00 1.45
equal P&G Hygiene & Health Care FMCG 78.56 1.39 0.00 1.33
equal Voltas Cons Durable 36.22 1.76 0.00 1.30
equal ICICI Lombard General Insurance Company Financial 48.54 1.98 0.00 1.30
equal SBI Life Insurance Company Financial 59.78 2.28 0.00 1.26
equal Exide Industries Engineering 16.99 2.07 0.00 1.24
equal Dabur India FMCG 58.51 1.24 0.00 1.21

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Rahul Baijal since 30-Dec-2017

Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.

Interviews:

Funds Managed:

— Sandeep Agarwal since 01-Jan-2013

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:


0.19%

Change from previous, NAV as on 07-Jul-2020

Growth: ₹ 94.8395

Dividend: ₹ 13.8283


Investment Strategy

The scheme aims to provide capital appreciation and current income from a balanced portfolio of equities and fixed income securities.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 250
Minimum No of Cheques 20
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load For units in excess of 25% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 8.81%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,514 Cr (As on 31-May-2020)
Expense: 1.09% (As on 31-May-2020)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 112.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend11-Feb-20200.1142

 23-Jan-20200.1142
 24-Dec-20190.1133
 26-Nov-20190.1133
 17-Oct-20190.1107
 19-Sep-20190.1151
 27-Aug-20190.1098
 29-Jul-20190.1417
 24-Jun-20190.1417
 21-May-20190.1417
 23-Apr-20190.1417
 19-Mar-20190.1417
 21-Feb-20190.1417
 24-Jan-20190.1417
 18-Dec-20180.1417
 23-Oct-20180.1417
 24-Sep-20180.1417
 23-Aug-20180.1417
 24-Jul-20180.1417
 19-Jun-20180.1417
 24-May-20180.1417
 24-Apr-20180.1417
 22-Mar-20180.1600
 21-Feb-20180.1600
 22-Jan-20180.1600

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

VR Helpline

Investing rationally when markets are irrational.

dateSaturday, 11-Jul-2020
time04:00 PM - 04:30 PM