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4 star

Sundaram Equity Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.63 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.99 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 27.49 1.00 0.91 -2.07 0.87 11.59 31.47 17.58 15.37 11.86 --
VR Balanced TRI 19.48 -1.45 -0.71 -4.42 -2.03 7.79 24.91 16.40 15.25 10.88 --
Hybrid: Aggressive Hybrid 25.89 1.05 0.58 -2.10 0.99 10.75 30.26 17.14 14.48 11.66 --
Rank within category 12 33 12 17 22 14 12 14 12 12 --
Number of funds in category 48 49 49 49 49 49 47 40 31 26 0

As on 07-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Equity Hybrid Fund - Direct Plan
4 star
Jan-13 31.47 17.58 15.37 0.86% 1,980
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 26.16 17.72 15.35 0.88% 48,043
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
4 star
Jan-13 44.11 20.65 16.48 1.27% 18,740
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 28.00 19.96 15.69 0.81% 7,559
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 25.70 19.13 16.55 0.68% 6,932

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 7.98 24-Mar-2020 - 31-Mar-2020 -14.71 16-Mar-2020 - 23-Mar-2020
Month 15.70 23-Mar-2020 - 22-Apr-2020 -29.68 20-Feb-2020 - 23-Mar-2020
Quarter 24.72 24-Mar-2020 - 23-Jun-2020 -27.02 23-Dec-2019 - 23-Mar-2020
Year 61.85 23-Mar-2020 - 23-Mar-2021 -20.66 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 16.91 16.15 0.81 0.81 0.87 2.14
VR Balanced TRI 16.35 17.90 0.70 0.83 -- --
Hybrid: Aggressive Hybrid 16.74 16.76 0.78 0.83 0.89 1.79
Rank within category 16 19 16 21 22 16
Number of funds in category 41 41 41 41 41 41

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 48
Top 10 Holdings (%) 34.63
Top 5 Holdings (%) 22.11
Top 3 Sectors (%) 45.26
Portfolio P/B Ratio 4.19
Portfolio P/E Ratio 28.80
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.21% HDFC 30/12/2022 Debenture AAA 1.30 - 1.64 1.30
equal 6.83% Power Finance Corporation 24/04/2023 Debenture AAA 0.00 - 1.56 1.30
equal 8.15% State Bank of India Additional Tier 1 Bond AA+ 1.29 - 1.63 1.29
equal 5.74% REC 20/06/2024 Debenture AAA 0.00 - 1.44 1.27
equal 4.60% National Bank Agr. Rur. Devp 29/07/2024 Debenture AAA 0.00 - 1.58 1.26
new Reserve Bank of India 91-D 27/01/2022 Treasury Bills SOV 0.00 - 1.25 1.25
equal 8.85% HDFC Bank Additional Tier 1 Bond AA+ 1.19 - 1.51 1.19
equal 8.60% Export-Import Bank Additional Tier 1 Bond AA+ 1.03 - 1.30 1.03
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.68 - 1.22 0.96
equal 8.55% Bank of Baroda Additional Tier 2 Bond AAA 0.81 - 1.02 0.81
equal 7.05% National Housing Bank 18/12/2024 Non Convertible Debenture AAA 0.79 - 1.01 0.79
equal 7.16% GOI 20/05/2023 Central Government Loan SOV 0.00 - 0.95 0.79
equal 8.65% Bank of Baroda Additional Tier 1 Bond AA+ 0.00 - 0.92 0.78
equal 4.55% LIC Housing Fin. 28/03/2022 Bonds/NCDs AAA 0.00 - 0.91 0.76
equal 8.10% Power Finance Corporation 2024 Non Convertible Debenture AAA 0.54 - 0.68 0.54
equal 7.69% National Bank Agr. Rur. Devp 29/05/2024 Non Convertible Debenture AAA 0.53 - 0.68 0.53
equal 7.52% REC 2026 Bonds AAA 0.00 - 0.54 0.53
equal 7.45% LIC Housing Fin. 13/01/2023 Debenture AAA 0.52 - 0.66 0.52
equal 8.75% Axis Bank Additional Tier 1 Bond AA+ 0.52 - 0.65 0.52
equal 9.20% ICICI Bank Additional Tier 1 Bond AA+ 0.51 - 0.65 0.51
equal 6.09% Power Finance Corporation 27/08/2026 Non Convertible Debenture AAA 0.00 - 0.52 0.50
equal 5.23% National Bank Agr. Rur. Devp 31/01/2025 Non Convertible Debenture AAA 0.00 - 0.51 0.50
equal 9.30% Tata Sons 19/06/2024 Debenture AAA 0.27 - 0.35 0.27
equal 6.99% HDFC 25/11/2021 Non Convertible Debenture AAA 0.25 - 0.32 0.25
equal 9.75% REC 2021 Bonds AAA 0.25 - 0.33 0.25

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 24.03 7.74 2.66 5.54
equal Infosys Technology 34.47 8.11 1.25 5.18
equal HDFC Bank Financial 24.70 8.83 4.75 4.91
equal Larsen & Toubro Construction 28.85 4.05 0.00 3.30
up Reliance Industries Energy 30.82 5.85 0.80 3.19
equal State Bank of India Financial 14.85 3.09 0.00 3.02
equal United Spirits FMCG 77.17 2.72 0.91 2.72
equal HDFC Financial 24.48 3.26 2.09 2.47
equal Astral Chemicals 86.39 3.20 0.00 2.25
up Bharat Petroleum Corporation Energy 4.69 2.36 0.00 2.06
down MindTree Technology 53.03 2.28 0.00 2.04
down Varun Beverages FMCG 57.60 3.19 0.98 2.04
equal Tata Consultancy Services Technology 36.25 2.95 0.00 2.01
down CSB Bank Financial 17.05 2.87 0.00 1.91
equal PI Industries Chemicals 55.70 2.40 0.00 1.88
equal Bajaj Finserv Financial 64.45 1.86 0.00 1.84
equal Home First Finance Company India Financial 59.99 1.84 0.00 1.84
equal HCL Technologies Technology 27.04 2.53 0.00 1.77
equal Axis Bank Financial 21.07 4.49 0.99 1.74
equal Bharti Airtel Communication 135.72 5.47 0.67 1.70
equal Westlife Development Services -- 1.68 0.00 1.62
equal P&G Hygiene & Health Care FMCG 79.50 1.67 0.82 1.60
down Gland Pharma Healthcare 52.08 2.23 0.00 1.56
equal Shriram Transport Finance Company Financial 16.26 1.49 0.00 1.43
equal Indraprastha Gas Energy 24.03 1.69 0.00 1.30

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Rahul Baijal since 30-Dec-2017

Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.

Interviews:

Funds Managed:

— Sandeep Agarwal since 01-Jan-2013

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:


1.00%

Change from previous, NAV as on 07-Dec-2021

Growth: ₹ 144.9012

IDCW: ₹ 18.6055


Investment Strategy

The scheme aims to provide capital appreciation and current income from a balanced portfolio of equities and fixed income securities.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 25% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 12.58%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: High
Type: Open-ended
Assets: ₹ 1,980 Cr (As on 31-Oct-2021)
Expense: 0.86% (As on 31-Oct-2021)
Risk Grade: Low
Return Grade: Average
Turnover: 75.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW17-Nov-20210.1760

 18-Oct-20210.1760
 17-Sep-20210.1740
 17-Aug-20210.1660
 23-Jul-20210.1660
 11-Jun-20210.1600
 10-May-20210.1530
 23-Apr-20210.1510
 05-Mar-20210.1540
 05-Feb-20210.1460
 08-Jan-20210.1480
 03-Dec-20200.1410
 02-Nov-20200.1340
 05-Oct-20200.1310
 11-Feb-20200.1142
 23-Jan-20200.1142
 24-Dec-20190.1133
 26-Nov-20190.1133
 17-Oct-20190.1107
 19-Sep-20190.1151
 27-Aug-20190.1098
 29-Jul-20190.1417
 24-Jun-20190.1417
 21-May-20190.1417
 23-Apr-20190.1417

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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