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4 star

HDFC Children's Gift Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.20 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.04 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.99 0.42 1.44 4.41 6.89 25.52 8.41 6.30 9.97 14.55 --
VR Balanced TRI 0.12 0.33 1.31 6.13 5.62 23.72 4.39 6.77 8.58 10.57 --
Hybrid: Aggressive Hybrid 1.69 0.34 1.52 4.92 5.94 20.44 5.03 4.21 7.93 12.61 --
Rank within category 7 12 21 31 11 5 6 7 6 6 --
Number of funds in category 44 45 45 44 44 44 43 33 26 23 0

As on 23-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Children's Gift Fund - Direct Plan  | Invest Online
4 star
Jan-13 8.41 6.30 9.97 1.15 3,387
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 1.99 6.25 9.07 1.03 31,226
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 4.87 6.23 9.61 0.87 5,502
Mirae Asset Hybrid Equity Fund - Direct Plan  | Invest Online
5 star
Jul-15 8.35 7.79 11.46 0.39 3,735
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 11.44 9.15 10.58 0.85 3,438

Best & Worst Performance

Best (Period) Worst (Period)
Week 7.16 (26-May-2020 - 02-Jun-2020) -14.34 (16-Mar-2020 - 23-Mar-2020)
Month 13.59 (23-Mar-2020 - 22-Apr-2020) -28.82 (20-Feb-2020 - 23-Mar-2020)
Quarter 25.81 (23-Mar-2020 - 22-Jun-2020) -27.20 (23-Dec-2019 - 23-Mar-2020)
Year 60.36 (03-Sep-2013 - 03-Sep-2014) -23.87 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.47 16.49 0.15 0.15 0.91 0.17
VR Balanced TRI 7.52 17.40 0.14 0.16 -- --
Hybrid: Aggressive Hybrid 5.19 16.66 0.01 0.02 0.91 -2.09
Rank within category 6 20 7 7 21 7
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 56
Top 10 Holdings (%) 40.52
Top 5 Holdings (%) 25.87
Top 3 Sectors (%) 39.49
Portfolio P/B Ratio 2.49
Portfolio P/E Ratio 21.11
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.87% HDFC 18/07/2022 Non Convertible Debenture AAA 3.87 - 5.95 3.87
equal 8.75% Axis Bank 28/06/2022 Bonds AA+ 3.00 - 3.90 3.00
equal 9.47% Shriram Transport Finance 2021 Non Convertible Debenture AA+ 0.00 - 3.94 2.93
equal 8.99% Bank of Baroda Non Convertible Debenture AA+ 0.00 - 3.70 2.86
equal 8.33% LIC Housing Fin. 31/05/2024 Non Convertible Debenture AAA 0.00 - 2.04 1.57
equal 8.28% GOI 21/09/2027 Central Government Loan SOV 1.49 - 1.97 1.49
equal 9.20% ICICI Bank 31/12/2050 Bonds AA+ 0.00 - 1.58 1.21
equal 8.55% L&T Infrastructre Finance 29/11/2022 Non Convertible Debenture AAA 0.00 - 1.58 1.20
equal 9.90% Tata Sons 20/03/2024 Bonds/NCDs AAA 1.11 - 1.46 1.14
equal 8.32% GOI 2032 Central Government Loan SOV 1.02 - 1.35 1.02
equal 8.83% GOI 25/11/2023 Central Government Loan SOV 0.87 - 1.16 0.87
equal 7.99% State Bank of India 28/06/2029 Non Convertible Debenture AAA 0.79 - 1.04 0.79
equal 8.15% GOI 2022 Central Government Loan SOV 0.47 - 0.63 0.47
equal 8.75% State Bank of India Bonds AA+ 0.33 - 0.44 0.33
equal 8.08% GOI 2022 Central Government Loan SOV 0.31 - 0.42 0.31
equal 8.60% GOI 2028 Central Government Loan SOV 0.17 - 0.22 0.17
equal 8.20% GOI 15/02/2022 Central Government Loan SOV 0.08 - 0.10 0.08
equal 8.94% Power Finance Corp. 25/03/2028 Bonds AAA 0.06 - 0.09 0.06
equal Britannia Inds. 28/08/2022 Non Convertible Debenture AAA 0.02 - 0.02 0.02

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Reliance Industries Energy 33.63 7.69 3.87 7.69
equal HDFC Bank Financial 23.00 6.73 5.72 5.82
equal Infosys Technology 26.76 4.83 2.25 4.79
equal HDFC Financial 16.86 4.97 1.11 3.70
equal ICICI Bank Financial 28.27 4.34 2.49 3.39
equal Coforge Technology 32.97 2.47 0.87 2.47
equal ITC FMCG 14.52 2.77 0.00 1.98
equal Bajaj Finance Financial 44.53 2.90 1.41 1.94
equal Britannia Inds. FMCG 46.63 2.23 1.52 1.79
equal Larsen & Toubro Construction 15.77 3.20 1.68 1.68
equal Aurobindo Pharma Healthcare 15.42 1.85 0.87 1.39
equal Oracle Fin Ser Software Technology 18.19 1.41 0.00 1.35
equal UPL Chemicals 17.59 1.43 0.00 1.34
equal Ipca Laboratories Healthcare 29.87 1.30 0.44 1.30
equal State Bank of India Financial 8.38 2.66 1.30 1.30
equal Bharti Airtel Communication -- 1.96 0.38 1.22
equal Aster DM Healthcare Healthcare 36.84 1.27 0.00 1.21
equal Cholamandalam Invest. & Fin. Financial 17.60 1.73 0.00 1.16
equal Bharat Electronics Engineering 13.53 1.58 0.00 1.13
equal Balkrishna Industries Automobile 29.36 1.28 0.00 1.04
equal Newgen Software Technologies Technology 16.69 1.03 0.00 1.03
up Century Plyboards (India) FMCG 42.13 1.07 0.48 1.00
equal L&T Infotech Technology 31.93 1.00 0.00 0.99
equal Apollo Tyres Automobile 42.80 0.92 0.34 0.92
equal AIA Engineering Metals 28.36 1.18 0.79 0.84

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Chirag Setalvad since 01-Jan-2013

Education: Mr. Setalvad is a B. Sc and MBA from University of North Carolina.

Experience: Prior to joining HDFC AMC he has worked with New Vernon Advisory Services Ltd., HDFC AMC and ING Barings N.V.

Funds Managed:


0.42%

Change from previous, NAV as on 23-Oct-2020

Bonus: ₹ 138.5350


Investment Strategy

The scheme seeks to generate capital appreciation / income from a portfolio of equity & equity related instruments and debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Exit Load 0

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 13.69%
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 3,387 Cr (As on 30-Sep-2020)
Expense: 1.15% (As on 30-Sep-2020)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 15.55%

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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