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4 star

HDFC Children's Gift Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.51 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.04 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 16.71 0.15 0.99 7.42 8.86 19.18 55.68 14.66 15.74 14.60 --
VR Balanced TRI 11.79 0.38 0.85 5.83 4.15 15.13 50.41 13.83 14.09 11.53 --
Hybrid: Aggressive Hybrid 14.77 0.09 0.70 6.73 6.76 17.47 49.93 12.82 13.72 12.87 --
Rank within category 15 17 13 11 6 16 9 10 7 7 --
Number of funds in category 49 50 50 50 50 48 47 36 30 26 0

As on 14-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Children's Gift Fund - Direct Plan  | Invest Online
4 star
Jan-13 55.68 14.66 15.74 1.10 4,667
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 43.65 14.18 14.39 0.96 39,977
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
4 star
Jan-13 56.13 14.86 16.00 1.35 17,274
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 47.71 15.43 15.44 0.83 6,769
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 44.03 16.06 16.14 0.77 5,327

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 7.16 26-May-2020 - 02-Jun-2020 -14.34 16-Mar-2020 - 23-Mar-2020
Month 13.59 23-Mar-2020 - 22-Apr-2020 -28.82 20-Feb-2020 - 23-Mar-2020
Quarter 25.81 23-Mar-2020 - 22-Jun-2020 -27.20 23-Dec-2019 - 23-Mar-2020
Year 71.58 23-Mar-2020 - 23-Mar-2021 -23.87 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 14.53 17.46 0.59 0.63 0.93 0.89
VR Balanced TRI 14.39 18.22 0.55 0.64 -- --
Hybrid: Aggressive Hybrid 13.10 17.75 0.50 0.56 0.93 -0.57
Rank within category 10 22 10 10 24 11
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 50
Top 10 Holdings (%) 38.75
Top 5 Holdings (%) 25.51
Top 3 Sectors (%) 39.02
Portfolio P/B Ratio 3.11
Portfolio P/E Ratio 24.02
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.17% GOI 2028 GOI Securities SOV 0.00 - 4.47 3.72
equal 7.87% HDFC 18/07/2022 Non Convertible Debenture AAA 2.77 - 4.33 2.77
equal 8.75% Axis Bank Additional Tier 1 Bond AA+ 2.18 - 3.32 2.18
equal 8.99% Bank of Baroda Additional Tier 1 Bond AA+ 2.11 - 3.22 2.11
equal 8.33% LIC Housing Fin. 31/05/2024 Non Convertible Debenture AAA 1.15 - 1.77 1.15
equal 8.28% GOI 21/09/2027 Central Government Loan SOV 1.07 - 1.69 1.07
equal 8.55% L&T Infrastructre Finance 29/11/2022 Non Convertible Debenture AAA 0.88 - 1.34 0.88
equal 9.20% ICICI Bank Additional Tier 1 Bond AA+ 0.88 - 1.34 0.88
equal 9.90% Tata Sons 20/03/2024 Bonds/NCDs AAA 0.82 - 1.21 0.82
equal 8.32% GOI 2032 Central Government Loan SOV 0.73 - 1.15 0.73
equal 6.79% GOI 15/05/2027 GOI Securities SOV 0.00 - 0.80 0.67
equal 8.83% GOI 25/11/2023 Central Government Loan SOV 0.62 - 0.99 0.62
equal 7.99% State Bank of India Additional Tier 2 Bond AAA 0.57 - 0.89 0.57
equal 8.15% GOI 2022 Central Government Loan SOV 0.33 - 0.53 0.33
equal 8.08% GOI 2022 Central Government Loan SOV 0.22 - 0.36 0.22
equal 8.60% GOI 2028 Central Government Loan SOV 0.12 - 0.19 0.12
equal 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 0.14 0.11
equal 8.20% GOI 15/02/2022 Central Government Loan SOV 0.06 - 0.09 0.06
equal 8.94% Power Finance Corporation 25/03/2028 Bonds AAA 0.05 - 0.07 0.05
equal Britannia Inds. 28/08/2022 Non Convertible Debenture AAA 0.01 - 0.02 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 25.88 6.93 5.79 6.42
equal Reliance Industries Energy 30.87 7.69 4.11 5.39
equal ICICI Bank Financial 24.18 4.96 2.49 4.96
equal Infosys Technology 32.41 5.15 2.43 4.80
equal HDFC Financial 24.55 4.97 1.11 3.94
equal Bajaj Finance Financial 84.86 2.90 1.41 2.41
equal State Bank of India Financial 17.13 2.19 1.30 2.16
equal Kirloskar Pneumatic Company Engineering 38.75 1.99 0.00 1.99
equal Larsen & Toubro Construction 18.39 3.20 1.68 1.98
down Coforge Technology 52.71 2.47 1.34 1.89
equal ITC FMCG 19.44 2.77 0.00 1.81
equal Century Plyboards (India) FMCG 49.14 1.80 0.48 1.80
equal UPL Chemicals 22.41 1.57 0.99 1.57
equal Newgen Software Technologies Technology 27.52 1.42 0.00 1.42
equal Aurobindo Pharma Healthcare 10.89 1.85 0.87 1.26
equal Bharat Electronics Engineering 20.84 1.58 0.00 1.25
equal Apollo Tyres Automobile 43.23 1.31 0.34 1.14
equal Bharti Airtel Communication -- 1.96 0.38 1.13
equal Balkrishna Industries Automobile 37.36 1.28 0.00 1.13
equal Oracle Fin Ser Software Technology 18.38 1.41 0.00 1.11
equal Motherson Sumi Systems Automobile 75.17 1.91 0.51 1.08
equal Prince Pipes & Fittings Chemicals 35.41 1.07 0.00 1.07
equal eClerx Services Services 22.51 1.12 0.11 1.05
equal Finolex Industries Chemicals 21.37 1.23 0.50 1.03
equal Aster DM Healthcare Healthcare 45.97 1.36 0.00 0.97

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Chirag Setalvad since 01-Jan-2013

Education: Mr. Setalvad is a B. Sc and MBA from University of North Carolina.

Experience: Prior to joining HDFC AMC he has worked with New Vernon Advisory Services Ltd., HDFC AMC and ING Barings N.V.

Funds Managed:


0.15%

Change from previous, NAV as on 14-Jun-2021

Bonus: ₹ 182.4390


Investment Strategy

The scheme seeks to generate capital appreciation / income from a portfolio of equity & equity related instruments and debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 5,000
Lock-in Period 5 Years
Exit Load 0

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 16.31%
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35
Riskometer: Very High
Type: Open-ended
Assets: ₹ 4,667 Cr (As on 31-May-2021)
Expense: 1.10% (As on 30-Apr-2021)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 9.56%

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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