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PGIM India Hybrid Equity Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.29 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.00 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.62 0.58 -0.91 -0.04 4.48 8.49 11.98 8.86 5.72 11.21 --
VR Balanced TRI 0.14 0.53 -1.16 -0.50 4.41 7.00 12.94 13.21 7.84 11.09 --
Hybrid: Aggressive Hybrid 1.52 0.66 -0.36 1.47 4.87 8.44 11.74 10.06 8.10 12.94 --
Rank within category 38 33 40 39 27 19 21 22 -- -- --
Number of funds in category 44 44 44 43 43 43 39 32 25 22 0

As on 23-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 9.14 (03-Sep-2013 - 10-Sep-2013) -8.02 (17-Aug-2015 - 24-Aug-2015)
Month 17.54 (07-May-2014 - 06-Jun-2014) -11.18 (07-Aug-2015 - 07-Sep-2015)
Quarter 22.35 (21-Feb-2014 - 23-May-2014) -12.24 (29-May-2013 - 28-Aug-2013)
Year 57.42 (13-Feb-2014 - 13-Feb-2015) -14.84 (27-Feb-2015 - 29-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.33 8.83 0.41 0.62 0.80 -2.73
VR Balanced TRI 13.65 10.24 1.18 -- -- --
Hybrid: Aggressive Hybrid 10.72 9.98 0.51 0.79 0.86 -1.78
Rank within category 24 5 21 23 10 21
Number of funds in category 32 32 32 32 32 32

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 32
Top 10 Holdings (%) 57.84
Top 5 Holdings (%) 39.36
Top 3 Sectors (%) 56.09
Portfolio P/B Ratio 3.78
Portfolio P/E Ratio 28.48

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.98% National Bank Agr. Rur. Devp 19/09/2022 Debenture AAA 0.00 - 8.51 8.51
equal 7.50% HDFC Bank Fixed Deposits -- 0.00 - 4.07 4.07
equal 4.85% HDFC Bank Fixed Deposits -- 0.00 - 3.56 3.56
equal 7.29% SIDBI 2022 Debenture AAA 0.00 - 2.07 2.07
equal 7.62% Maharashtra State 14/03/2021 State Development Loan SOV 0.00 - 1.52 1.52
equal State Bank of India Bonds/NCDs AAA 0.00 - 0.68 0.61
equal Aditya Birla Finance 2020 Non Convertible Debenture AAA 0.00 - 0.08 0.08
equal 8.29% Andhra Pradesh State 13/01/2026 State Development Loan SOV 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 26.10 10.59 5.75 9.92
equal Reliance Industries Energy 22.32 10.52 0.00 9.65
equal Kotak Mahindra Bank Financial 35.51 7.97 1.44 5.82
equal ICICI Bank Financial 66.94 6.89 0.00 5.46
up Larsen & Toubro Construction 19.40 6.28 0.00 3.74
down Tata Consultancy Services Technology 25.20 5.95 0.00 3.66
equal Bajaj Finance Financial 50.66 3.56 0.00 3.45
equal HDFC Life Insurance Financial 91.05 3.44 0.00 3.44
equal Axis Bank Financial 43.14 5.53 0.00 3.32
equal HDFC Financial 34.84 4.07 0.00 3.27
equal ITC FMCG 21.07 6.55 1.15 3.22
equal ICICI Lombard General Insurance Financial 53.84 2.63 0.00 2.63
equal Infosys Technology 20.16 5.81 0.00 2.63
up Maruti Suzuki India Automobile 35.55 4.39 0.00 2.62
up Cipla Healthcare 22.56 3.07 0.00 2.37
equal Hindustan Unilever FMCG 68.19 3.46 0.00 1.96
equal Ultratech Cement Construction 40.88 1.72 0.00 1.65
new Page Industries Textiles 73.56 1.52 0.00 1.51
up HCL Technologies Technology 15.78 3.67 0.00 1.31
up Eicher Motors Automobile 27.41 0.99 0.00 0.99
new Vedanta Metals 7.56 1.91 0.00 0.93
up Can Fin Homes Financial 18.17 0.70 0.00 0.70
equal Aarti Industries Chemicals 27.89 2.29 0.00 0.62
down Hindalco Inds. Metals 79.27 1.01 0.00 0.59
equal L&T Technology Services Engineering 22.09 2.37 0.00 0.50

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Alok Agarwal since 14-Jun-2016

Education: Mr. Agarwal is a CA, CFA, MS (Finance) and M.Com.

Experience: Prior to joining DHFL Pramerica Mutual Fund he was associated with Deutsche Asset Management (I) Pvt. Ltd. (Jun 2014-Mar 2016) as Portfolio Manager (Equity), Deutsche Bank AG (Nov 2010-Jun 2014) as Portfolio Manager (Equity), K.R. Choksey Shares & Securities (Mar 2008-Nov 2010) as PMS-Head Portfolio Manager (Equity), E-nxt Finacials Ltd. (Aug 2007-Mar 2008) as Manager (Equity Research) and Pinnacle Academy (Jun 2002-Aug 2007) as Author, Head Faculty.

Funds Managed:

— Kumaresh Ramakrishnan since 05-Apr-2018

Education: Mr. Ramakrishnan is a B.E from Mumbai University and MBA from NMIMS (Mumbai).

Experience: Prior to joining PGIM India Mutual Fund he has worked with DWS AMC, Societe Generale and CARE.

Funds Managed:


0.58%

Change from previous, NAV as on 23-Jan-2020

Growth: ₹ 78.4400

Dividend Yearly: ₹ 11.1500

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Dividend Quarterly: ₹ 18.4500

Dividend Monthly: ₹ 21.3800

Dividend: ₹ 20.8700


Investment Strategy

The scheme aims to generate capital appreciation and income from a portfolio of equity and equity related securities as well as fixed income securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 10
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: PGIM India Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 11.20%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 147 Cr (As on 31-Dec-2019)
Expense: 0.74% (As on 31-Dec-2019)
Risk Grade: Below Average
Return Grade: Below Average
Turnover: 91.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly17-Jan-20200.1417

 17-Dec-20190.1417
 18-Nov-20190.1328
 17-Oct-20190.1328
 17-Sep-20190.1771
 19-Aug-20190.1771
 18-Jun-20190.1771
 18-Apr-20190.1771
 19-Mar-20190.1771
 19-Feb-20190.1771
 17-Jan-20190.1771
 18-Dec-20180.1771
 19-Nov-20180.1771
 17-Oct-20180.1771
 17-Sep-20180.1771
 17-Aug-20180.1771
 17-Jul-20180.1771
 19-Jun-20180.1771
 17-May-20180.1771
 17-Apr-20180.1771
 23-Mar-20180.2000
 23-Feb-20180.2000
 25-Jan-20180.2000
 29-Dec-20170.2000
 24-Nov-20170.2000
Dividend26-Dec-20190.4073

 27-Sep-20190.4781
 28-Jun-20190.4781
 25-Mar-20190.4781
 28-Dec-20180.4781
 28-Sep-20180.4781
 02-Jul-20180.4781
 23-Mar-20181.3336
 29-Dec-20170.5500
 28-Sep-20170.5400
 29-Jun-20170.4300
 24-Mar-20170.4500
 29-Dec-20160.4500
 29-Sep-20160.3000
 27-Jun-20160.2300
 25-Jun-20157.0000
 13-Oct-201410.0000
Dividend Quarterly28-Sep-20180.0885

 29-Dec-20170.1700
 29-Jun-20170.2700
 24-Mar-20170.0500

Contact Information

AMC: PGIM India Asset Management Pvt. Ltd.

Address: 2nd Floor - Nirlon House, Dr. Annie Besant Road, Worli, Mumbai - 400030

Phone: 022-61593000 / 1800-266-2667

Email: [email protected]

Website: https://www.pgimindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating a company's financial health from the Cash Flow Statement

dateSaturday, 25-Jan-2020
time12:30 PM - 01:00 PM