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4 star

UTI Dynamic Bond Fund - Regular Plan


Debt: Dynamic Bond

1 Lakh

Investment Grown to
₹ 1.11 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.28 Lakh

Suitability:

"Dynamic Bond funds have the freedom to invest in bonds of any duration. Depending on where it expects to earn maximum returns, the fund management team actively decides whether to invest in bonds maturing in a few months or in the ones maturing several years later.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for investment horizon of up to three years) in their longer-term portfolios."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.15 -0.03 0.09 -0.10 -0.10 10.08 10.77 4.82 4.11 5.87 7.49
VR Bond -0.36 -0.01 0.01 -0.35 0.44 1.81 2.08 5.71 5.54 6.30 7.06
Debt: Dynamic Bond -0.18 -0.01 0.06 -0.13 0.29 1.89 3.44 6.92 5.74 6.69 8.00
Rank within category 14 23 9 14 26 1 1 23 20 18 15
Number of funds in category 28 28 28 28 28 28 26 25 22 21 17

As on 24-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Dynamic Bond Fund - Regular Plan  | Invest Online
4 star
Jun-10 10.77 4.82 4.11 1.45% 341
ICICI Prudential All Seasons Bond Fund  | Invest Now
5 star
May-09 3.99 8.52 7.20 1.38% 6,654
Kotak Dynamic Bond Fund - Regular Plan  | Invest Online
5 star
May-08 3.14 8.42 7.49 1.25% 3,134
IDFC Dynamic Bond Fund - Regular Plan
4 star
Dec-08 1.93 8.48 6.88 1.62% 2,851
Axis Dynamic Bond Fund
4 star
Apr-11 3.41 8.74 6.97 0.65% 2,677

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.79 15-Sep-2021 - 22-Sep-2021 -6.63 03-Jun-2019 - 10-Jun-2019
Month 9.34 14-Sep-2021 - 14-Oct-2021 -4.98 10-May-2019 - 10-Jun-2019
Quarter 10.28 22-Jul-2021 - 21-Oct-2021 -6.60 11-Mar-2019 - 10-Jun-2019
Year 17.26 07-Dec-2015 - 06-Dec-2016 -6.88 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.25 7.14 0.07 0.11 0.96 -1.40
VR Bond 5.74 2.02 1.00 1.37 -- --
Debt: Dynamic Bond 6.74 3.52 1.01 1.63 1.07 0.86
Rank within category 25 25 25 25 11 25
Number of funds in category 26 26 26 26 26 26

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 13 14 8 24
Modified Duration (yrs) 2.96 3.87 1.20 3.48
Average Maturity (yrs) 5.45 8.20 3.15 4.69
Yield to Maturity (%) 4.65 5.57 3.23 5.65
Avg Credit Rating AA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.10% GOI 2031 GOI Securities SOV 0.00 - 25.69 25.69
new Reserve Bank of India 364-D 06/01/2022 Treasury Bills SOV 0.00 - 14.64 14.64
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 20.19 11.73
new 5.63% GOI 2026 GOI Securities SOV 0.00 - 8.73 8.73
new 4.60% National Bank Agr. Rur. Devp 29/07/2024 Debenture AAA 0.00 - 7.32 7.32
equal 8.30% Jorabat Shillong Expressway 2024 Non Convertible Debenture D 6.76 - 10.53 6.76
equal 8.30% Jorabat Shillong Expressway 2023 Non Convertible Debenture D 6.27 - 9.76 6.27
equal 6.75% Piramal Capital & Housing Finance 26/09/2031 Debenture AA 0.00 - 3.74 3.02
equal 7.25% Punjab National Bank Additional Tier 2 Bond AA+ 2.95 - 4.54 2.95
equal 7.09% Food Corporation of India 13/08/2031 Non Convertible Debenture AAA 0.00 - 4.54 2.93
new 6.37% L&T Metro Rail (Hyderabad) 30/04/2025 Debenture AAA 0.00 - 1.05 1.05
new Clearing Corporation 94-D Short Term Deposit -- 0.00 - 0.30 0.30
equal 8.97% Uttar Pradesh Power Corporation 15/02/2022 Bonds AA 0.01 - 0.05 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Sudhir Agrawal since 01-Dec-2021

Education: Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.

Experience: Prior to joining UTI he has worked with TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.

Interviews:

Funds Managed:


-0.03%

Change from previous, NAV as on 24-Jan-2022

Growth: ₹ 23.3545

IDCW Yearly: ₹ 12.2861

More

IDCW Quarterly: ₹ 13.0635

IDCW Half Yearly: ₹ 12.0097

Flexi IDCW: ₹ 12.3785


Investment Strategy

The scheme seeks to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 3% for redemption within 89 days
2% for redemption between 90 - 179 days
1% for redemption between 180 - 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 23-Jun-2010
Return Since Launch: 7.59%
Benchmark: CRISIL Composite Bond Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 341 Cr (As on 31-Dec-2021)
Expense: 1.45% (As on 31-Dec-2021)
Risk Grade: Above Average
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly23-Dec-20210.1000

 22-Sep-20210.0500
 23-Jun-20210.0500
 22-Mar-20210.0500
 21-Dec-20200.1500
 23-Sep-20200.1500
 24-Jun-20200.1500
 25-Mar-20190.0180
 26-Dec-20180.0900
 25-Sep-20180.0324
 26-Jun-20180.0216
 26-Dec-20170.0722
 25-Sep-20170.1083
 28-Jun-20170.1083
 22-Mar-20170.1806
 26-Dec-20160.1083
 26-Sep-20160.1083
 27-Jun-20160.1083
 28-Mar-20160.1806
 28-Dec-20150.0722
 28-Sep-20150.0722
 25-Jun-20150.0722
 26-Mar-20150.1815
 29-Dec-20140.1815
 25-Sep-20140.2143
IDCW Half Yearly22-Sep-20210.1000

 22-Mar-20210.2000
 23-Sep-20200.3000
 25-Mar-20190.0720
 25-Sep-20180.0540
 25-Sep-20170.2167
 22-Mar-20170.2889
 26-Sep-20160.2167
Flexi IDCW22-Mar-20210.5000

 25-Mar-20190.1261
 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.1445
IDCW Yearly22-Mar-20210.5000

 25-Mar-20190.1261
 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.3250

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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