SBI Liquid Fund
Value Research Rating
Riskometer 
Moderate
₹4,407.9884 0.02%
As on 07-Oct-2026
Value Research Opinion
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Risk
This fund has Moderate risk.
As per SEBI's Riskometer.
Portfolio of SBI Liquid Fund
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Base Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
SBI Liquid Fund
|
|
 |
Moderate
|
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0.27 |
|
 |
|
Low to Moderate
|
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0.25 |
||
|
|
Moderate
|
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0.30 |
||
 |
|
Low to Moderate
|
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0.20 |
||
|
|
Low to Moderate
|
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0.18 |
Other details of SBI Liquid Fund
Assets
₹77,481 Cr
Exit Load (Days)
0.01 (1)
Min. Investment (₹)
500
Min. Withdrawal (₹)
500
Min. SIP Investment (₹)
500
Min. No of Cheques
12
About SBI Liquid Fund
SBI Liquid Fund is a debt mutual fund scheme of SBI Mutual Fund. Launched on March 22, 2007, it is currently managed by Rajeev Radhakrishnan. The fund has an expense ratio of 0.27% with an overall AUM (Assets Under Management) of ₹77,481 Cr.
SBI Liquid Fund is mandated to invest in bonds having a maturity of up to three months. The fund allows minimum lumpsum investment of ₹500 and minimum SIP of ₹500.
Investment Strategy
The scheme seeks to provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.
Suitability
Liquid funds are suitable for:
- Parking emergency corpus or idle money for capital preservation
- Earning slightly higher returns than savings bank account, with low volatility
- Investment horizon of up to 1 year
Note:
- There is no guarantee of returns
- Not suitable for long-term wealth creation
Capital Gains Taxation
- The entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on SBI Liquid Fund
FAQ for SBI Liquid Fund
How to Invest in SBI Liquid Fund?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of SBI Liquid Fund through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, SBI Liquid Fund can be bought from the SBI Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of SBI Liquid Fund Today?
The latest declared NAV of SBI Liquid Fund, is ₹4,407.9884 as of 08-Oct-2026.
What are the top holdings of SBI Liquid Fund?
| Company | Percentage of Portfolio |
|---|---|
|
Reserve Bank of India T-Bills 91-D 05/11/2026 |
3.47
|
|
HDFC Bank Ltd CD 11/11/2026 |
3.20
|
|
Punjab National Bank CD 13/11/2026 |
3.20
|
|
National Bank For Agriculture & Rural Development CP 91-D 06/11/2026 |
3.14
|
|
Canara Bank CD 16/10/2026 |
2.83
|
What is the return of SBI Liquid Fund in the last 5 years?
Over the past five years, SBI Liquid Fund has delivered an annualised return of 6.24% as of 08-Oct-2026.
What is the minimum investment required in SBI Liquid Fund?
The minimum investment required to start investing in SBI Liquid Fund is ₹500 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
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