Market is steadily going up We keep getting questions that market is poised for a fall or it will look for an excuse to fall dramatically

And it might Something can happen Market can go up in the long run, but it still can dramatically fall in between And if that happens,

the biggest draw of the market has been the small-cap, mid-cap, the growth companies, they will fall dramatically and they will fall so freely that it could be unnerving for most new investors

who have come They have made a lot of money and they have not seen a declining phase That is where the value funds comes in You have these set of funds which are relatively better  priced stock Build a portfolio out of that They don't fall as much For any sensible investor,

these funds should be a third or a quarter of your investments