Why SEBI’s new asset class may give PMS a run for its money

Published: 17th July 2024

Threat to PMS?

On July 16, 2024, SEBI proposed to create a new asset class, which would be a mix of mutual funds and PMSes (portfolio management services), potentially spelling doom for the latter. Let’s find out why.

#1 Lower initial capital

To invest in PMS, you need a minimum investment of Rs 50 lakh. For the new asset class, the minimum investment required will likely be much lower (Rs 10 lakh).

#2 Improved tax structure

In PMS, investors have to incur a tax liability every time a fund manager makes a sale. However, for the new product, you will only pay tax at the time of withdrawal.

#3 Higher liquidity

Like mutual funds, the new asset class will include SWP and STP features, enabling you to redeem your money as and when required. On the other hand, PMSes typically have stricter investment redemptions.

So, will this new product outpace PMSes?

To learn what other features make the new asset class a better alternative to PMS, read the full story by clicking the link below.