Why negative working capital isn’t always bad news

Published: 09th Oct 2024

By: Value Research

1/ What is negative working capital?

Negative working capital is when short-term or current liabilities exceed current assets, meaning the business is strained, with low capital available to run daily operations. This is a red flag and should invite caution. But there are cases when it’s actually a good thing.

2/ When negative working capital is favourable

For some businesses, it signals efficient inventory management. With high trade payables, a company will have negative working capital. But it’s not a concern if receivables are low and cash conversion is quick. Swipe to see an example:

3/ The case of Devyani International

The Pizza Hut operator buys raw material on credit that leads to high payables. But it gets paid from customers right after sale, turning its inventory & receivables to cash before it pays suppliers. This leads to a sustained cash pool despite high liabilities. A negative working capital is not a concern in this case.

Most useful tools for investment

4/ Beware of short-term borrowings

However, keep an eye on short-term borrowings. Negative working capital due to high short-term debt is worrisome, which might worsen if cash conversion takes longer.

5/ Your checklist

When to invest in a business with negative working capital? If it ticks these boxes: faster customer payments than supplier dues, quick cash conversion, and high trade payables but low short-term debt. Our full story lists companies that have managed to cruise smoothly in the past despite negative working capital. Read from the link below.

Other Webstories

To find more such stories, visit our website