Which mutual fund should conservative investors look at to grow their wealth?

Published 28th June 2024

What you should know

For slightly conservative long-term investors, we suggest a 70-30 allocation in equity and debt, where you invest 70 per cent of the money in equity and the rest in debt.

Why to put money in equity and debt?

The equity portion will take care of growing your money in the long run and debt will take care of protecting your corpus during market turbulence. 

2 investment routes for conservative investors

Option 1: Flexi-cap fund and short-duration debt fund: – Flexi-cap fund (which invests in equity) offers long-term growth. – The debt fund protects your money.

Second option

Aggressive hybrid fund: – These funds invest 65-80 per cent in equity and 20-35 per cent in debt. – Professional fund managers handle the equity-debt balance for you.

Which is better of the two?

We compare their performance, cost and tax. To know which option is better for you, click on the link below: