Multi-Asset funds are self-explanatory - investing in multiple assets, just not equity and debt, but also InvITs, REITs, and gold and silverSo,
it provides you a convenient vehicle whereby with a single investment you are able to spread your money, just not in equity, or debt, but all other financial instruments Every investor should diversify beyond one asset class,
because if it's all equity, it will be very turbulent and people are not prepared for it The design of equity markets is such that it goes up very steadily and falls very dramatically,
and that scares people That is why you need to really balance it with stability And for that, at the least, you need fixed income Every investor needs to add something beyond equity, even if you are a very long term investor For two reasons,
one is that it will provide stability to your investment The other is that, when you are presented with an opportunity that the market has tanked, you should have money to benefit from it