If you believe the market will crumble, don't just pause your SIP; consider withdrawing your money. Predicting market movements is almost impossible.
By: Value Research
For three years, we've heard that the market is at an all-time high and expensive. Markets can stay expensive for long periods, often when least expected.
In the past 2-3 years, the post-COVID phase was surprising, with the world at a standstill, yet the market rebounded unexpectedly.
The market fell by 20-30% in 2-3 weeks but quickly rebounded, denying investors a chance to enter at lower levels.
Continue your SIP. If needed, adjust your asset allocation to de-risk from any major market collapse.
In a market collapse, you'll be positioned to capitalize by adjusting your allocation to a 75-25 ratio (equities to other assets).