Now that the budget is over, you should actually listen to what we have been saying for years because it has become all the more important Invest for the long run so that you don't have to make changes
and if you do not make changes, you don't have to pay taxes Try and reduce by choosing a fund which is self-managed or, choosing a hybrid fund or choosing a diversified equity fund
because narrower the fund category, more likely that you will have to make changes Think of tax loss harvesting You invest for the long run,
but in between it takes a dip When it takes a dip, book that dip So that you are able to take those losses in your books It can offset the gains that you will have Keep availing the ₹1.25 lakh entitlement that you have,
which I think is a very important matrix and can lead to big success or failures in future
because that way you will be able to reduce your base price and eventually, your tax bill will be much lower Take NPS Tier-II more seriously
Because here if you invest and keep moving your money from equity to debt, from one fund to another, it is tax-exempt You are liable for taxes only when you eventually take out