Markets are at an all-time high. Here’s what you should do.

We answer your questions

Our inboxes get flooded with inquiries from our readers, seeking guidance during market highs. We intend to tackle some of these questions here.

Should I invest lump-sum at market peak?

No. Instead of investing a lump sum in one go, spread your investments over a period of time through systematic investment plans or SIPs.

Should I stop SIPs at market highs? (Part 1)

No. Pausing and restarting SIP yields similar returns as consistent SIPs. Consistent investment through SIP is convenient and beneficial.

Should I stop SIPs at market highs? (Part 2)

Don’t indulge in timing the market, as it is complex and offers negligible benefits. Instead, stick to your investment plan and continue your SIPs.

Should I sell small and mid-cap funds now? (Part 1)

Small and mid-cap funds have delivered remarkable returns of 45% and 40%, respectively, in 2023. Short-term investors may choose to sell.

Should I sell small and mid-cap funds now? (Part 2)

Investors with a long-term horizon should hold on to them. But please ensure you maintain 50-70% of the portfolio in large-cap, 20-30% in mid-cap and 10-20% in small-cap funds.

Should I move to safer assets at market highs?

Shifting to safer assets should align with your risk tolerance and investment goals. Best strategy is to stick to your long-term investment strategy.

Thanks for Reading!