One is to actually think long term when it comes to equity Not thinking long term, which means you will buy it for the short term then sell it Even if you succeed, you sell it
And then pay taxes There is a case for mutual fund as a diversified vehicle, which you can hold for 5-20 years While it is managed internally,
you are not liable to pay taxes because you held it Consider hybrid funds if you want to be conservative, because even the asset allocation, moving money
from equity and debt will not be taxable If you are investing for the long run, but sometime in between, prices go down and you are sitting on losses,
but you intend to hold it for 5-10 years, sell those securities and buy them again The advantage of this is that you have now created a notional loss in your book The government has also increased from this year, your exempt capital gains
Earlier it was ₹1 lakh Now, it has gone up to ₹1.25 lakh So, if you sell something and have gains of ₹1.25 lakh, no taxes.