How to minimise risks while investing in small caps?

Go the mutual fund route

Small-cap funds offer diversification with investment across an average of 82 stocks, reducing risks considerably.

Keep allocation in check

Your portfolio allocation generally reflects your risk appetite. We, hence, suggest investing at most 10-20% of your portfolio in small caps to reduce risk.

Stay put for the long haul

Given the high volatility in the short-term, we suggest keeping an investment horizon of at least 7 years for small caps. The longer the investment, the better they perform.

Always opt for SIPs

SIPs in small caps effectively help in maximising returns with minimal risk.

Why SIPs in small-cap funds?

Check the latest edition of Mutual Fund Insight’s cover story, titled ‘Electing a bright future’, to get the answer. To be more specific, it’s the last paragraph of page 32.

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