Every gold fund that has been created invests in a gold ETF So it is nothing but something that has been created for the sake of convenience Most ordinary investors,
if they have to buy gold in a financial form, then they buy the gold fund You don't need a demat account You don't need to go to the market Or if you have a demat account,
if you have an account with a stockbroker, you can buy the gold ETF When you buy the gold ETF from the market, it may not always trade precisely at the NAV
So, you have to be a little careful while buying these ETFs If you want to be insulated from this, then buy the gold fund These are the two formats which are still available There is a difference in the cost Gold ETF has an expense ratio,
and gold fund has an expense ratio of its own There are two expense ratios One is the expense ratio of the underlying fund,
where these gold funds will be investing, and then their expense ratio itself and your return will be gold prices, appreciation or depreciation, less expenses So, the lesser the expense, the better it is