Travel insurance ensures you receive all necessary medical treatment without going broke. However, some insurers may have sub-limits, especially if you are a senior citizen.
The policy provides financial benefits to you in case of permanent disablement, and to your beneficiaries in the unfortunate event of your death.
The policy will cover for any damages or injuries to others or their property caused by you in your travels.
In case of delayed bags, travel insurance covers the essentials after deducting any amount paid by the airline.
Your insurance covers non-refundable costs like flights, hotels and activities if it’s an illness, a family emergency, political unrest or other hazards.
Some insurance companies cover the cost of rescheduling your economy flight back to India.
If it’s delayed beyond the specified hours, meals and hotel expenses are covered after deducting compensation paid by the airline (which varies depending on insurers).
The policy covers the non-refundable booking charges if the airline cancels your flight or an unfortunate event impacts you or an immediate family member.
You will be compensated as long as you arrive on time for departure. Keep all invoices, boarding passes and an airline delay certification to initiate the claim process.
There are about 6-7 common exclusions from the list. To know what they are and the cost of travel insurance, we suggest you click the link below and read the story.