Digital finance has not reshaped It has completely transformed your personal finance or the personal finance dimensions
The way we can get our information, the speed and the conformity with which we remit money, transfer money from here to there, and the cost efficiency Not only that,
the degree of personalisation, the degree of customisation that is possible And the way it has democratised, the financial inclusion,
the way we do our SIP Earlier, we used to send our 12 post-dated cheques to set up our SIP Now it can be done on your phone by giving a UPI mandate
The way you can borrow against your investments in 15 minutes’ time You decide, you have an emergency, you have ₹10 lakh investments, you choose to borrow ₹50,000 against your ₹1 lakh investment, which can be blocked and it can be done seamlessly in ten minutes