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Should I invest in a direct plan or a regular plan?

Dhirendra Kumar highlights the criteria that one should follow while deciding between a direct and a regular plan


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How can I decide whether to opt for a direct plan or a regular one?
- Anandiya

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It entirely depends on your requirements. If you need hand-holding, then go to an advisor or a mutual fund agent and you will be given a regular plan. However, if you are able to invest online and choose your fund and stay on course, then go for a direct plan.

Direct variants have lower expenses as compared to regular ones, which helps them generate a little more return over a period of time.

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