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What's the maximum amount I can invest in SCSS?

One can invest a maximum of Rs 15 lakh in Senior Citizens' Savings Scheme (SCSS) in individual capacity


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I have heard that maximum Rs 30 Lakh can be deposited in SCSS in joint name. As per Indian post offices website maximum deposit amount can not exceed Rs 15 Lakh whether joint or single name. Can you please clarify?
- Sunil Sisodia

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Sometimes the information mentioned on these websites lacks clarity. One can invest a maximum of Rs 15 lakh in Senior Citizens' Savings Scheme (SCSS) in their individual capacity. But one can hold a joint account with one's spouse, where the spouse has to be a first holder, and deposit another Rs 15 lakh. So, effectively, one can deposit a maximum amount of Rs 30 lakh. However, this joint account can be opened with spouse only.

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