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Insurance

There are no fixed answers as there are too many variables that one needs to factor. Here's some help |
Buying a term insurance plan also needs due diligence at your end when filling up the insurance policy form |
Top-up plans are typically reimbursement policies as they are used along with a base policy |
A critical illness plan has an initial waiting period and a survival clause |
We have compared the two types of health plan on four parameters |
A term plan is the only kind of life policy you need to have because it gives you a large cover for low cost |
The young, educated, healthy well-off and non-smokers get better term covers than older, less educated, low-earning and smokers |
When you use two policies to pay for a single claim, usually only one policy can be used in the cashless form |
A risk is insurable if it's out of your control, financially measurable and random in nature |
There are times when insurance is useful though the need isn't obvious |
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