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Words Worth
Interest earned from RD is added to your income and taxed as per your slab | |
Direct plans charge lower expenses because of which they generate higher returns than Regular plans | |
You need only one bank account to transact in any mutual fund | |
Investments in SCSS are eligible for tax deduction under Section 80C | |
Your short-term capital loss can be set-off against both long-term and short-term capital gains from funds | |
You can surrender a policy against which you have a loan but the surrender value will be adjusted for the loan amount | |
You should consider the premium as a loss and cancel the policy at a loss | |
The profits in NPS Tier II account are fully taxable at the applicable tax slab whenever you withdraw the money | |
Spreading your insurance across two insurers can provide you adequate diversification | |
You can either park your money in liquid funds or ultra short term debt funds | |
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