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Words Worth
You need to insure yourself, only for the time you are working and your family is financially dependent on you | |
It is always better to opt for a pure term insurance plan to buy an adequate life insurance cover | |
On retirement 60, you have the option to withdraw 40 per cent of the corpus in National Pension Scheme (NPS) tax-free | |
When you make a loss on sale of a mutual fund investment, the loss can be short-term capital loss or long-term capital loss | |
You can extend your Public Provident Fund (PPF) account on maturity after 15 years by a block period of 5 years with or without making further contributions | |
It would be advisable to be present in India at the time of purchase of the policy to avoid additional cost of medical examination and sending it to the insurance company | |
The tenure of Senior Citizen Savings Scheme (SCSS) Account is five years | |
You can check your KYC status on the CAMS website by entering your PAN Number | |
It is mandatory to utilise at least two-third of the maturity amount to buy an annuity | |
Equity Linked Savings Schemes (ELSSs) or tax saving mutual fund schemes come with a mandatory lock-in period of three years | |
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