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Jeevan Saral insures for a sum equal to 250 times the monthly premium, which in your case works out to Rs 5 lakh | |
ICICI Prudential LifeTime allows you to surrender the policy at anytime after completion of three policy years | |
OTM, or 'One Time Mandate' is a one time registration process that will allow you to invest with a mutual fund in a simple, convenient and paperless manner | |
The NAV of a mutual fund is calculated after deducting management expenses | |
You should keep in mind the basic difference between a dividend declared by a company and a mutual fund scheme while making the choice | |
If you are a first-time investor to the stock market, you can consider investing in a top-rated balanced schemes through a monthly Systematic Investment Plan | |
You can rule out liquid funds as they are meant to park money for a short period of a few weeks to months | |
We typically recommend mutual funds to regular individuals who don't know much about the market or/and don't have the time to track the market and take investment decisions | |
Though long-term gilt and income funds are likely to benefit more from a rate cut, investors need to time their entry and exit in them carefully to pocket good returns | |
Bank fixed deposits have nothing in common with banking funds. Strictly speaking, you cannot compare them or the returns offered by them | |
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