Value Research Online

You are 47. Should your next rupee go to NPS or EPF?

Tue, 05 May 2026 12:49:23 +0530

At 47, NPS equity is capped at 26-29 per cent and the annuity is forced and taxed. EPF pays out 100 per cent tax-free. Here is the corpus math for a Rs 25 lakh earner.

How does expense ratio affect returns?

Thu, 17 Nov 2022 18:16:23 +0530

Let’s understand if and how expense ratios can lower the value of your investment returns

What happens to PPF when the account holder dies?

Fri, 05 Aug 2022 17:07:24 +0530

Read on to know how a nominee or successor can claim the amount after the PPF account holder’s death

Do you need to pay tax on your gratuity?

Fri, 23 Sep 2022 18:35:22 +0530

Let’s understand if gratuity is taxable under the Income Tax Act

Silver can make you rich. It can also halve your money fast

Wed, 01 Apr 2026 09:00:00 +0530

Silver’s sharp fall after a strong rally highlights its extreme volatility. Understand why silver prices swing wildly and how investors should approach this risky asset.

Think ELSS is over? You might be mistaken

Tue, 31 Mar 2026 09:00:00 +0530

With the new tax regime reducing ELSS appeal, many investors are moving away. But beyond tax benefits, ELSS funds offer discipline, flexibility and strong long-term returns.

Your fund's rating slipped to 1 star. Time to exit?

Wed, 25 Mar 2026 18:27:28 +0530

A fall in mutual fund star ratings can feel alarming, but it isn’t always a sell signal. Learn how Value Research Fund Ratings work and when you should actually consider exiting.

Got a salary hike? Here's why your wallet disagrees

Fri, 20 Jun 2025 16:00:00 +0530

A 10 per cent CTC hike rarely means a 10 per cent rise in take-home pay. Tax slabs, PF, NPS and variable pay all eat into the difference. Here is exactly how it works.

Should you stop your SIPs during a market fall?

Tue, 05 Jul 2022 11:39:25 +0530

Is it a good idea to stop your SIPs during stock market crashes? Let’s see, with the help of an example, what you might be missing out on if you stop your SIPs in the bear phases of the market.

Should you invest in a mutual fund scheme with a high AUM?

Wed, 22 Jun 2022 18:30:49 +0530

Read to know if assets under management or AUM should be a deciding factor when choosing a fund

'25 funds in my portfolio. Where do I even begin?'

Fri, 13 Mar 2026 15:49:39 +0530

Holding over 20 mutual funds can add complexity without improving returns. Learn a step-by-step approach to declutter, remove laggards and align investments with your goals.

Why do mutual funds sometimes stop accepting fresh SIPs?

Tue, 20 Aug 2024 12:36:59 +0530

Mutual funds occasionally pause fresh SIP registrations. Here are the three key reasons behind such moves and what they mean for mutual fund investors.

A war in the Middle East, a crisis in your wallet

Thu, 12 Mar 2026 09:00:00 +0530

The US-Iran conflict has pushed crude oil above $100 a barrel, raising risks for inflation, the rupee and India’s economy. Here is what it means for investors and households.

Mid-cap or small-cap funds: Which suits your portfolio best?

Tue, 24 Dec 2024 15:55:10 +0530

Learn how mid- and small-cap funds perform during market extremes and whether combining them can balance your portfolio.

Which mutual fund to choose during a market downturn

Tue, 21 Jan 2025 16:52:45 +0530

Wondering if you should invest or exit mutual funds in this volatile market? Explore how to choose the right fund based on your goals and risk tolerance.

Good funds, bad timing?

Thu, 19 Feb 2026 18:23:06 +0530

Even the best equity funds can disappoint if your time horizon is too short. Learn why equity fund choices must match recovery periods and investing timelines.

Your FD safety net is bigger than you think

Fri, 13 Feb 2026 12:00:00 +0530

DICGC insures deposits up to Rs 5 lakh per depositor per bank. Learn why spreading fixed deposits across big and small finance banks can boost safety and returns.

Direct vs regular mutual funds: What's right for you?

Fri, 06 Feb 2026 08:00:00 +0530

Direct mutual fund plans cost less, but regular plans offer advice. See how a 1 per cent fee gap can shrink your corpus over tim,e and which option fits you best.

₹1 cr target in 5 years; ₹1.5L/month SIP: Where to invest?

Tue, 14 Jan 2025 12:37:18 +0530

Accumulate Rs 1 crore in five years with Rs 1.5 lakh monthly SIP by investing in short-duration debt funds or equity savings funds. Becoming a crorepati also depends on your risk tolerance and time horizon.

Think pausing SIPs doesn't hurt? It cost this investor ₹17L

Tue, 27 Jan 2026 18:22:22 +0530

Pausing SIPs during market volatility may feel harmless. But even a short break can permanently dent compounding and cost lakhs over the long term. Here’s why.