Value Research Online

SIP in a hot market?

Wed, 20 May 2026 12:00:38 +0530

SIPs started at overvalued markets returned 12 per cent over 15 years. So did those started at cheap levels. Here is what the Sensex P/E data says about timing and returns.

IT crashed 27%. 177 funds cut their exposure. 26 raised it

Wed, 20 May 2026 10:00:00 +0530

Anthropic's February announcement triggered a 27 per cent fall in Nifty IT. Of 203 diversified funds, 177 cut tech exposure while 26 bought the dip. Here’s what each side is betting on.

A first in India's gold history

Wed, 20 May 2026

India bought 82 tonnes of gold for investment and 66 for jewellery in Q1 2026. But with a 10 per cent chance of losses over five years, gold is a cushion, not the core.

International funds open for investment right now

Wed, 20 May 2026

Fifteen international funds are currently accepting fresh investments. One-year returns go up to 81.6%. See which funds are open for lumpsum and SIP investments.

Switch to direct? The tax hurts less than you think

Fri, 15 May 2026 15:04:34 +0530

A Rs 1.2 lakh tax hit on switching is recovered in five years. By year 20, direct plans pull ahead by Rs 60 lakh on the same Rs 10,000 SIP. Here is the full analysis.

Is your diversified fund secretly a Nifty 100 index fund?

Tue, 12 May 2026 10:00:00 +0530

Five diversified equity funds overlap 50-61 per cent with the Nifty 100, yet charge active fees. Four of the five posted negative alpha over three years. We find out why.

3 small-cap funds that grew ₹10K SIPs into ₹35L+ in 10 yrs

Sun, 10 May 2026 08:00:00 +0530

Three small-cap mutual funds — Quant, Nippon India and Axis — turned a ₹10,000 monthly SIP into over ₹35 lakh in a decade. See their 10-year returns, AUM and top holdings.

These 5 equity funds got upgraded to 4 stars this month

Thu, 07 May 2026 11:13:32 +0530

Value Research upgraded five equity mutual funds from three to four stars this month based on risk-adjusted performance. We explore the month’s winners.

You chose 2 funds. You may have bought the same stocks twice

Mon, 04 May 2026 09:00:00 +0530

Large-cap fund pairs average 45 per cent stock overlap. Banking funds average 48 per cent. Here is which categories give you real diversification and which give you a copy.

Small caps had a tough year. This fund made 20%. How?

Tue, 28 Apr 2026 15:33:43 +0530

The fund gave 20 per cent when the small-cap category averaged 6 per cent. The edge came from the GARV approach: targeting 25-30 per cent earnings growth at reasonable valuations.

252% return in 1 year. But new investors can't invest. Why?

Fri, 24 Apr 2026 12:59:35 +0530

After delivering 252 per cent returns, the fund hit SEBI's overseas investment cap. Existing SIPs continue. Here is what it means if you are invested and what to do next.

Flexi-cap or large & mid-cap? The overlap may surprise you

Tue, 21 Apr 2026 15:03:28 +0530

16 out of 31 flexi-cap and large & mid-cap pairs from the same fund house share more than 40 per cent of their portfolio. Here is what that means for your diversification.

Old risks, new enthusiasm

Mon, 20 Apr 2026 12:59:01 +0530

PSU bank stocks have surged but most five-year rolling return periods have lagged the broader market. The deep value argument no longer holds at 1.3 times price-to-book.

Multi-cap vs flexi-cap funds

Mon, 20 Apr 2026 12:58:04 +0530

Multi-cap funds have outperformed flexi-cap funds in every bull run since 2021, with better Sharpe ratios too. Here is what the data says and which one suits your risk appetite.

The world is your fund

Mon, 20 Apr 2026 12:58:00 +0530

A list of international funds accepting fresh lumpsum and SIP investments as of April 2026, with one-year returns ranging from 15 to 193 per cent across geographies.

Rs 3 lakh crore out. Should debt fund investors panic?

Fri, 17 Apr 2026 16:08:16 +0530

Debt mutual funds saw nearly Rs 3 lakh crore in outflows in March 2026. Here’s why this sharp drop is seasonal and not a reason for retail investors to panic.

6 large-cap fund winners: From ₹10K SIPs to ₹25L+ in 10 yrs

Fri, 17 Apr 2026 10:00:00 +0530

Most active large-cap funds trail the benchmark. Six didn't: a Rs 10,000 SIP crossed Rs 25 lakh in 10 years. See the ranked list and what separates the best.

Has gold lost its 'safe-haven' tag?

Wed, 15 Apr 2026 20:46:08 +0530

Gold, considered a safe haven, dropped twice as hard as Nifty in the wake of the US-Iran War. Is it no longer a safe haven? Here's what 20 years of data actually show.

Planning a 10-year SIP in mid-cap funds? Read this first

Sat, 13 Dec 2025 12:00:00 +0530

Moving between top-ranked mid-cap funds year after year delivers only average returns, with worse timing risk. Here's what to look for in a mid-cap fund you'll hold for 10 years.

Why is this veteran large & midcap fund losing ground?

Tue, 14 Apr 2026 16:58:29 +0530

Four years of underperformance isn't bad luck, it's structure. Here's what drove Aditya Birla Sun Life Large & Mid Cap Fund’s persistent gap and what to watch next.