Value Research Online

Buffett would call this market an opportunity, not a crisis

Mon, 08 Jun 2026 11:34:34 +0530

As markets swing between fear and optimism, Buffett's view on risk still holds: volatility isn't the danger, panic is. But not every falling stock is a bargain.

How to read the P&L statement of banks and NBFCs?

Mon, 12 Aug 2024 15:28:37 +0530

Decode the P&L statements of banks and NBFCs to assess their financial health. Understand income sources, expenses, provisions, and net profit.

What the NAV of a fund tells you

Mon, 07 Sep 2020 07:00:00 +0530

A lot of new investors obsess over the NAV of a mutual fund. Many myths surround it, such as the lower the NAV, the better. We explain what NAV indicates.

FD vs Mutual Fund: Which is the smarter choice?

Mon, 13 Jan 2025 16:41:59 +0530

FD or mutual fund: Which investment suits your needs? Compare returns, risk, and taxation to make an informed decision.

How to find multibagger stocks

Thu, 14 Nov 2024 17:57:18 +0530

Learn the strategies, metrics, and qualities to spot multibagger stocks for long-term gains. A complete guide for value-focused investors.

7 money mistakes people make in their 20s

Wed, 27 May 2026 11:47:36 +0530

Lifestyle creep, deferred SIPs and credit card debt are not failures of knowledge. Here is why young earners keep making the same money mistakes and how to stop them.

Does the PM's gold appeal apply to you?

Thu, 14 May 2026 06:00:00 +0530

The appeal targets jewellery, not your gold allocation. If you hold 5-10 per cent in gold, do nothing. Here is the difference and how to check your own position.

Can a Rs 2,000 SIP be a long-term wealth-builder?

Tue, 16 Sep 2025 19:00:00 +0530

A small Rs 2,000 SIP may seem insignificant, but consistency, time and annual step-ups can turn it into meaningful long-term wealth for new investors as well.

In 2000, expensive destroyed wealth. In 2008, cheap did too

Sun, 10 May 2026 06:00:00 +0530

Low P/E is not low risk. High P/E is not high risk. A stock at 50x earnings can be cheap and one at 8x can be a trap. Here is the framework for thinking about it correctly.

Same funds, same time. Yet one portfolio did better. How?

Fri, 21 Mar 2025 19:16:19 +0530

Read how one mutual fund performed better than the other despite having same funds and similar SIP amounts.

The systematic methods: SIP, STP, SWP

Wed, 12 Aug 2020 07:00:00 +0530

These three terms are frequently used in the context of mutual funds. Learn what they mean and how you can benefit from these plans.

You are 22. A Rs 5,000 SIP today builds Rs 5 crore

Tue, 05 May 2026 11:09:28 +0530

76 per cent of new SIPs are stopped within months. Seven steps, from KYC to auto step-up, that make yours the one that survives and compounds to Rs 5 crore.

You have Rs 50 lakh. Now, do not make this mistake

Thu, 30 Apr 2026 17:00:00 +0530

Fixed deposits barely beat inflation. PMS is not the right first move. Here is how to split a Rs 50 lakh lumpsum across liquid funds, debt and equity using an STP approach.

What my gym trainer taught me about investing

Mon, 17 Feb 2025 18:20:11 +0530

Start small, be consistent, increase gradually, adjust with age, ignore fads. Building wealth follows the same rules as building muscle. Here is how to apply them.

Too late to invest at 35? My bike taught me otherwise

Tue, 14 Apr 2026 10:00:00 +0530

Starting a Rs 10,000 SIP at 35 with a 10 per cent annual step-up still builds Rs 3.94 crore by 60. The window has not closed. You just convinced yourself it has.

What your favourite stock metric is hiding

Thu, 23 Apr 2026 14:00:00 +0530

Force Motors earned its ROE through genuine profit growth. Hyundai India engineered it by shrinking equity before listing. DuPont analysis shows you the difference.

The financial conversation every newlywed needs to have

Mon, 10 Feb 2025 15:43:33 +0530

A practical guide to managing money as newlyweds. Learn about joint accounts, budgeting, insurance and investment planning for a secure financial future together.

What if the market gives you nothing for 10 years?

Sun, 19 Apr 2026 10:00:00 +0530

A flat market is harder than a crash because there is no story, no bottom, no recovery. Here is why keeping your SIP running through stagnation is the only sensible move.

Mutual funds: Not just for stock market junkies

Mon, 12 May 2025 10:00:00 +0530

Mutual funds aren't only for risk-takers. From debt to hybrid, gold to global, there’s a fund for every type of investor—even the cautious.

Why flexi-cap funds suit most investors

Mon, 25 Aug 2025 19:06:01 +0530

A fund that can buy small caps shouldn't be calmer than small-cap funds. Flexi-cap funds are. Here's the data — and the catch first-timers miss.