Value Research Online

Do the NAVs of direct and regular mutual fund plans differ?

Tue, 21 Feb 2023 12:07:58 +0530

Understand the impact of expense ratios on the net asset values of mutual funds

Can the value of a mutual fund investment drop to zero?

Mon, 09 Dec 2019 07:00:00 +0530

Dhirendra Kumar rules out such a scenario and says that the structure of mutual funds is well-equipped

Should you chase last year's top fund? Here's the truth

Tue, 03 Mar 2026 09:00:00 +0530

No flexi-cap fund topped the chart two years in a row over the last decade. Here's what the data shows about chasing only winners and why consistency is key.

Switching to direct funds: Pay once, gain for years

Fri, 01 May 2026 20:29:12 +0530

Switching from regular to direct mutual funds triggers LTCG tax, but delaying it can cost more. Here’s why paying once now could boost long-term returns.

How does year-to-date return help assess fund performance?

Wed, 13 Jan 2016 13:46:26 +0530

YTD or year-to-date return shows how a mutual fund has performed since January 1. Here's how it works in a nutshell and why it differs from trailing returns.

Can I withdraw from EPF multiple times for the same reason?

Wed, 22 Mar 2023 18:29:45 +0530

Let's delve into the intricacies of EPF withdrawal regulations

Can you claim NPS's ₹50,000 deduction under the new regime?

Wed, 15 Jan 2025 15:42:51 +0530

NPS’s extra Rs 50,000 tax deduction is available under the old tax regime. A clear breakdown of tax benefits under NPS irrespective of tax regime opted.

Sold a fund at a loss? It could save you tax

Tue, 11 Mar 2025 13:45:45 +0530

A short-term capital loss can reduce taxable LTCG from equity mutual funds. A Rs 50,000 loss on one fund can cut your tax bill by Rs 6,250. Here is exactly how it works.

Should you worry when your fund manager changes?

Wed, 22 Apr 2026 10:00:00 +0530

A fund manager change rarely justifies stopping a SIP. Here is what actually changes when a manager leaves, when to stay put and when to genuinely be concerned.

What happens to my sovereign gold bond at maturity?

Thu, 02 Mar 2023 09:38:25 +0530

SGB maturity proceeds are credited automatically, priced on IBJA's three-day average. Budget 2026 removed the tax-free maturity benefit for secondary market buyers.

Park your emergency fund smarter, not just safer

Mon, 20 Apr 2026 10:00:00 +0530

Looking for safe yet rewarding options for your emergency fund? From savings accounts to liquid funds, here’s how to structure your corpus for liquidity, stability and better returns.

Want Rs 1 crore in 10 years? Here's your roadmap

Wed, 08 Apr 2026 14:00:00 +0530

Want to reach Rs 1 crore in 10 years? Learn how much to invest monthly, the right mutual fund mix and why SIPs and step-up SIPs can help you get there.

Do tax-saving funds' 3-year lock-in apply to each SIP?

Mon, 10 Mar 2025 14:45:11 +0530

Each SIP contribution in an ELSS fund has its own 3-year lock-in period. Learn how withdrawal timelines work and why ELSS remains valuable even under the new tax regime.

What are the best investment options for 3-6 months?

Thu, 15 Jun 2017 03:04:54 +0530

Need funds within the next 3-6 months? This guide provides a list of suitable debt mutual funds where you can park your money for the short term.

The Iran War can wait. Your SIPs cannot.

Fri, 03 Apr 2026 09:00:00 +0530

Worried about investing during geopolitical tensions like the Iran war? Here’s why delaying your SIP could hurt long-term wealth creation more than market volatility.

Is your emergency fund safe enough?

Wed, 01 Apr 2026 13:11:47 +0530

Choosing the right emergency fund is about safety, not returns. Learn why liquid funds work best and which options to avoid during periods of market stress.

Got gold to sell? Here are the new tax rules

Mon, 17 Mar 2025 14:53:30 +0530

Find out whether indexation benefits are still applicable on the sale of gold jewellery, along with taxation on other types of gold investments.

Sold mutual funds on March 31? Here's when you're taxed

Mon, 31 Mar 2025 17:09:17 +0530

Mutual fund capital gains are taxed in the financial year when the redemption is processed and NAV is applied, not when you submit the request. Learn how cut-off timing affects your tax liability.

SWP: Turn your mutual fund into a paycheque

Fri, 27 Mar 2026 13:36:04 +0530

Learn how a systematic withdrawal plan (SWP) provides a steady income, tax efficiency and control over your mutual fund investments, ideal for retirement planning.

No, your SWP won't eat through your retirement savings

Mon, 23 Mar 2026 09:00:00 +0530

An SWP lets you draw a monthly income from your mutual fund corpus without depleting it, as long as the corpus is sized right. Here is the math that shows exactly why.