Value Research Online

Tax-loss harvesting in mutual funds: Does it work in 2026?

Sun, 15 Mar 2026 17:00:00 +0530

Tax-loss harvesting can still help mutual fund investors reduce capital gains tax in 2026. Understand the new tax rules, when harvesting works and when it may backfire.

Mid-cap funds up 26%. Should best fund lists tilt their way?

Mon, 09 Mar 2026 18:28:21 +0530

Mid-cap funds delivered 26 per cent annualised returns in three years. But should the best mutual fund lists tilt towards them in 2026? Here’s the risk-adjusted view.

Stop chasing 1-yr fund returns. Read these 5 metrics instead

Mon, 02 Mar 2026 15:03:04 +0530

One-year mutual fund returns can mislead investors. What you should focus on instead are rolling returns, risk, portfolio structure and costs for smarter fund selection.

Why the '12% return' on SIP calculators can be misleading

Thu, 26 Feb 2026 14:03:37 +0530

SIP calculators often assume 12 per cent returns, but markets don’t move steadily. Learn why using a return range and stress testing your SIP plan is smarter.

How a 10% step-up SIP supercharges your wealth in 15 years

Wed, 25 Feb 2026 19:18:09 +0530

A 10 per cent annual step-up SIP can nearly double your corpus in 15 years. Learn how increasing contributions, not returns, drives faster wealth creation.

Trading or investing? 6 differences most beginners miss

Tue, 24 Feb 2026 18:54:27 +0530

Trading and investing are not the same. Understand the six key differences in time, risk, costs and skills that new investors must know before making a decision.

Low-volatility funds: What they do and what they don't

Fri, 20 Feb 2026 09:00:00 +0530

Low volatility funds aim to reduce equity swings, not eliminate risk. See who they suit, where they fit in a portfolio and what investors must check before investing

Are your retirement savings on track? 7 ways to find out

Thu, 19 Feb 2026 09:00:00 +0530

Retirement readiness depends on spending, asset allocation and contribution discipline. Use the seven criteria listed here to see if your plan is on track.

New NPS rules: What matters for your retirement plan

Wed, 18 Feb 2026 09:00:00 +0530

New National Pension System rules increase flexibility, but retirement success still depends on corpus targets, steady contributions and sensible risk allocation.

Underperforming fund? 5 signs it's time to exit it

Tue, 17 Feb 2026 09:00:00 +0530

Use the 5C checklist to decide when to exit a mutual fund: compare category and benchmark, check rolling returns, spot drift or manager change, weigh taxes.

Income Tax changes in FY26: 5 numbers you should know

Fri, 13 Feb 2026 16:54:16 +0530

FY26 tax rules bring a Rs 12 lakh no-tax zone, new slabs and a Rs 75,000 standard deduction. Here are the five numbers that will be shaping your tax planning.

How Indians can add a global favour to their portfolios

Fri, 13 Feb 2026 10:00:00 +0530

Despite restrictions, Indian investors can access global stocks through mutual funds, FoFs and new channels. Learn simple steps to build global diversification.

Rupee falling further in 2026? 7 sectors that can benefit

Thu, 12 Feb 2026 10:00:00 +0530

A weaker rupee can hurt imports but boost export-heavy sectors. We cover seven sectors that may gain in 2026 and the key risks investors must be mindful of.

₹25L for your child's education in 10 years? Start here

Mon, 02 Feb 2026 17:13:58 +0530

Education costs are rising fast. Learn how to build a Rs 25 lakh education corpus in just 10 years using SIPs, the right funds and simple investing discipline.

Hindustan Copper is priced for perfection. Can it deliver?

Fri, 30 Jan 2026 13:04:32 +0530

Hindustan Copper now trades at a premium to peers as growth expectations rise. With expansion already priced in, execution will decide whether the valuation holds.

Why silver shortage was a blessing for Hindustan Zinc's OFS

Thu, 29 Jan 2026 17:40:24 +0530

Hindustan Zinc’s Rs 4,600 crore offer for sale cleared smoothly for reasons beyond pricing. A look at how silver’s multi-year supply deficit quietly aided demand.

Why SEBI's expense ratio overhaul widens active-passive gap

Fri, 16 Jan 2026 18:16:41 +0530

SEBI's December 2025 total expense ratio overhaul cuts active and passive fund expense ratios and brokerage caps. What this means for your mutual funds in 2026.

What most investors miss about commodity funds

Wed, 14 Jan 2026 16:21:16 +0530

ICICI Prudential Commodities Fund and ETF invest in the same stocks, but behave differently. See how active vs passive affects risk, costs and investor outcomes.

Five rules for a stress-proof mutual fund portfolio

Tue, 13 Jan 2026 18:04:28 +0530

Skip chasing the best mutual funds. Learn five portfolio rules on allocation, costs, rebalancing and discipline to build a durable 10-year mutual fund portfolio.

Around one lakh postmen set to turn MFDs. A game changer?

Wed, 20 Aug 2025 12:39:05 +0530

India Post and AMFI to train nearly one lakh postmen as mutual fund distributors, expanding reach across rural India and unlocking fresh investor flows.