Value Research Online

The recovery that won't look like the last three

Fri, 22 May 2026 17:04:50 +0530

Past crashes hurt sentiment. This one may hurt earnings for years. Dhirendra Kumar addresses what investors should actually change and what to leave alone on May 30.

Why we built it this way

Wed, 20 May 2026

PMS adds cost, triggers tax on every rebalance and rewards manager activity over patience. Here is why the structure works against you and what a flat-fee alternative looks like.

The 4.5 per cent problem with your portfolio

Wed, 22 Apr 2026 12:48:38 +0530

India is 4.5 per cent of global equity. The tax gap with domestic funds is now gone. Here is why 15 to 20 per cent in international funds makes sense for most Indian investors.

The questions your advisor never answered

Mon, 20 Apr 2026 12:58:00 +0530

Am I on track? Should I sell that lagging fund? Where should my next SIP go? These questions are not hard to answer. The problem is the advice industry has no incentive to answer them.

What March really cost you

Thu, 26 Mar 2026 22:43:36 +0530

The Rs 1.25 lakh LTCG exemption expires on March 31 with no reminder. Here are five overlapping moves across tax, losses, rebalancing and insurance before the deadline closes.

Be the investor who can sleep during crises

Fri, 20 Mar 2026

When oil prices spike and markets turn volatile, most investors feel fear, not logic. Here is why seeing your full portfolio clearly is the best crisis tool you can have.

The price of free

Fri, 20 Feb 2026

Free mutual fund apps often earn through commissions, cross-selling or dark patterns. Understand the real cost of “free” investing and a cleaner alternative.

When the market gets loud, your plan should get quieter

Wed, 18 Feb 2026 17:00:04 +0530

Markets create noise. VRFA gives you a clear, research-led process to build, clean up and manage your mutual fund portfolio with confidence and discipline.

The SIP truth: Why hands-off should mean really hands-off

Sat, 15 Feb 2025

SIPs work best when left alone. Learn why constant tweaks hurt returns and how Value Research Fund Advisor helps you invest smartly, the way SIPs were meant to be.

The tidiness trap

Tue, 20 Jan 2026

The urge to tidy a messy mutual fund portfolio is psychological, not financial. Why unnecessary selling after LTCG tax can quietly erode long-term returns.

Let go of portfolio perfection

Thu, 20 Nov 2025

Many investors rush to clean up “messy” portfolios, but selling funds for tidiness triggers tax costs. What matters is purpose and performance, not the number of schemes.

Always on, never intrusive

Thu, 23 Oct 2025 11:13:21 +0530

The new Fund Advisor app helps you manage and grow your family’s investments on the go—with expert advice, portfolio sync, and smart alerts. Download now.

Migration to mutual funds

Sat, 20 Sep 2025

Discover how one investor moved from real estate to mutual funds after years of experience, and why more Indians are choosing simplicity over complexity.

The foundation stone

Wed, 20 Aug 2025

At the heart of Value Research Fund Advisor is Analyst’s Choice—a meticulously curated selection of funds backed by rigorous analysis of performance, people and portfolios. Discover how this powers better investment outcomes.

The patience dividend

Sun, 20 Jul 2025

Switching funds and chasing returns hurt long-term gains. Value Research Fund Advisor helps investors stay patient, focused and on track with their goals

The knowledge inheritance

Fri, 20 Jun 2025

Teaching children how to manage money is more powerful than just leaving it to them. Here's how families can pass on financial habits, not just wealth.

The common sense edge

Fri, 16 May 2025 10:00:20 +0530

Built on common sense, Value Research Fund Advisor simplifies investing for families by removing clutter, embracing what works, and guiding you with clarity and consistency.

Guiding past the fund maze

Thu, 17 Apr 2025

Value Research Fund Advisor simplifies mutual fund investing for ordinary Indian investors with personalised advice, tax-efficient strategies and transparent services.

The principles machine

Mon, 17 Mar 2025 16:00:19 +0530

Struggling to consistently apply investment principles? Learn how Value Research Fund Advisor automates goal-based planning, diversification and rebalancing for long-term success.

The investment coach you need

Wed, 15 Jan 2025

Discover why coaching is essential for investment success. Learn how Value Research Fund Advisor provides tailored guidance, helping you build and maintain healthy investment habits, achieve financial goals and navigate market complexities.