Value Research Online

What really makes a mutual fund 'good'?

Thu, 15 Jan 2026 16:15:04 +0530

A good mutual fund isn’t defined by recent returns or star ratings. Here is how you should judge mutual funds by role, consistency, risk, costs and portfolio fit.

FD or mutual funds? You're thinking about it the wrong way

Thu, 08 Jan 2026 18:44:53 +0530

FDs and mutual funds aren’t rivals as they are made out to be. And neither asset class is inherently better. Here’s how to decide which one is right for you.

Risk isn't the enemy. Misunderstanding it is

Thu, 01 Jan 2026 18:20:34 +0530

Mutual fund risk isn’t a label—it’s how much you can fall, for how long, and how you react. Here’s how to choose risk you can live with.

From one good fund to a solid portfolio

Thu, 25 Dec 2025 10:00:00 +0530

You don’t need 15 funds to diversify. Learn how to build a clean, effective mutual fund portfolio with just 4–6 well-chosen funds.

Your mix matters more than your mutual funds

Fri, 19 Dec 2025 17:42:18 +0530

Even the best mutual fund can fail if the asset mix is wrong. Learn why equity–debt allocation matters more than chasing high-return funds.

Choosing the right fund: A 5-step shortcut that really works

Thu, 11 Dec 2025 18:25:26 +0530

A clear five-step checklist to pick the right mutual fund for your goals. Forget tips and recent returns—use this framework to choose funds you can hold for a decade.

Your first mutual fund: Start simple, not clever

Thu, 04 Dec 2025 13:41:50 +0530

New investors often chase hot funds and clutter their portfolios. Starting with one or two broad diversified funds works far better. Here is the simplest way to begin investing.

Don't start your first SIP until you've sorted these basics

Thu, 27 Nov 2025 08:00:00 +0530

Most SIP failures aren’t about fund choice but missing foundations. Build an emergency fund, get insurance right, clear high-cost debt and match time horizons before investing.

What Buffett's farewell and India's 800× Sensex agree on

Thu, 20 Nov 2025 12:43:27 +0530

Market drops feel scary, but history shows sharp declines recover; Buffett’s approach teaches investors to focus on behaviour, structure and long-term discipline.

The path to a happy retirement

Sat, 13 Jan 2024 15:04:44 +0530

Retirement planning can be liberating but it also brings psychological challenges that you should prepare for. Our coverage revolves around the financial planning for retirement.

A tax in time saves you dime

Thu, 15 Jun 2023 13:40:10 +0530

Taxes aren’t always bad for your investments. Here’s when you shouldn’t avoid them.

Persuading yourself to be a saver

Tue, 28 Mar 2023 17:37:44 +0530

How to save enough for the future without being a miser

Mind your expenses

Tue, 07 Mar 2023 12:02:10 +0530

More than the quantum, it’s the way expense ratios are configured which needs a rethink

The journey from retirement blues to bliss

Fri, 13 Jan 2023 13:12:05 +0530

Retirement planning can be liberating but it also brings psychological challenges that you should prepare for. Our coverage revolves around the financial planning for retirement.