Value Research Online

You've been lied to about NPS contributions

Wed, 28 Jan 2026 18:06:40 +0530

Think missing an NPS contribution is costly? It is not. Here is what really happens when you pause your NPS investments, and why the flexibility is built in.

The one thing you must understand about NPS

Tue, 20 Jan 2026 18:32:04 +0530

NPS confusion clears once you start with the PRAN. Here’s how Tier I and Tier II accounts work under it, what each is meant for and why Tier I matters most.

Why NPS is worth a fresh look right now

Tue, 20 Jan 2026

NPS exit rules were eased in December 2025, reducing forced annuity and improving flexibility. Here’s why NPS now fits better into long-term retirement planning.

Is NPS the right fit for your retirement?

Mon, 12 Jan 2026 12:25:15 +0530

NPS is not meant for everyone. It rewards discipline and limits flexibility. Find out who NPS suits, who can skip it and how to decide whether to invest in NPS.

NPS isn't what most people think. Here's why

Mon, 05 Jan 2026 13:35:22 +0530

NPS is not just about tax savings or pensions. Understand why it exists, what problem it solves and how it fits into retirement planning.

New NPS: More freedom, less annuity, bigger retirement role

Fri, 19 Dec 2025 15:29:23 +0530

Recent NPS reforms cut mandatory annuity, add phased withdrawals and raise equity flexibility. Here’s how the new NPS rules change retirement planning for salaried investors.

NPS gets an upgrade with 100% equity option. What changes?

Wed, 01 Oct 2025 20:20:37 +0530

The National Pension System gets a major overhaul: 100% equity option, shorter lock-in, multiple schemes and more. Here’s what changes for investors.

Best NPS fund manager in last 10 years

Mon, 23 Jun 2025 18:00:00 +0530

Find out which NPS fund managers delivered the best 10-year returns in equity, corporate debt and government bonds. Build a smarter retirement portfolio today.

Can you exit NPS before 60? Here's what the rules say

Thu, 19 Jun 2025 18:00:00 +0530

NPS allows early exit only after 5 years. If your corpus is over Rs 2.5 lakh, 80 per cent must go into an annuity. Know the rules before making a move.

How to unfreeze your NPS account?

Fri, 25 Apr 2025 12:07:53 +0530

Have you checked your NPS recently? It may have frozen. So, let’s find out how to unfreeze your NPS account.

NPS investor? Don't make this mistake

Mon, 13 Jan 2025 15:46:21 +0530

Auto choice vs active choice in NPS and why auto choice can limit long-term returns. Active choice of NPS is better for investors.

Should you invest in NPS Vatsalya?

Tue, 29 Oct 2024 19:14:36 +0530

We run the rule over NPS Vatsalya, a new product launched by NPS, to see if it’s a suitable retirement option for your children.

NPS Vatsalya: All you need to know

Thu, 19 Sep 2024 14:57:14 +0530

Start saving for your child's retirement with NPS Vatsalya before they turn 18. Learn how to contribute, investment options, withdrawal rules, and how to open an account through eNPS or major banks.

Rs 25,000-1 lakh starting salary? Calculating UPS pension and NPS retirement corpus

Wed, 11 Sep 2024 12:53:42 +0530

Compare UPS and NPS pension schemes for government employees. Understand how much pension you'll get with a salary between Rs 25,000 and Rs 1 lakh.

NPS: What will the new Balanced Life Cycle Fund offer?

Tue, 25 Jun 2024 16:04:31 +0530

The NPS will soon have an additional investment scheme– the Balanced Life Cycle Fund. Find out what its various features are and how it is different.

Planning to invest in NPS? One tip to build a larger retirement corpus

Wed, 12 Jun 2024 17:58:01 +0530

Planning to invest in the NPS? There are two options to choose from– Auto and Active. Find out which is the best way to build a large retirement corpus.

NPS has been superior to EPF. Is it time to switch?

Tue, 21 May 2024 18:29:17 +0530

NPS has long been considered the best option for retirement planning. We put it against EPF to find out if it is time to make a change in retirement plans.

NPS vs PPF vs EPF: The best retirement investment option

Wed, 08 May 2024 18:11:54 +0530

NPS was the first to include an equity component to build wealth effectively. As it has completed 15 years, we run a comparison between NPS, PPF & EPF.

How to set up systematic withdrawal from NPS?

Tue, 30 Apr 2024 15:04:28 +0530

Here's how you can choose different fund managers for each asset class and set up systematic lumpsum withdrawal in your NPS account

Getting started with NPS

Fri, 12 Jan 2024 16:56:31 +0530

Discover how to reduce your taxable income and build a substantial retirement fund using the National Pension Scheme (NPS). Learn the ins and outs of NPS.