Dividends play a real role

In bad times, high dividends are a great help for equity investors

Smoke a free cigar

You could call it cigar butt investing or rupee stock investing, but the idea is not a great one

ULIPs are useless as insurance products

ULIPs are useless for providing the amount of life cover that savers actually need

The task ahead

As the post-lockdown economies start up, identifying winners and losers will need some new principles

Negative lessons

Investors hate reading stories of loss and failure, but such stories do offer deep insights

The glitter of gilt

Gilt funds look very attractive to debt fund investors right now. A little caution is needed

The retirement crisis

Post-retirement investment management and income generation is still the hardest problem in personal finance, but it needn't be

Stock investing, diagnostic testing and false positives

What's the connection between testing for a disease and equity research? Read on.

The demise of the auto industry?

The change that is sweeping through autos neither new nor unique

Goals and buckets

The personal finance crisis that the Chinese virus has brought upon many of us has made the need for better financial planning more urgent

Just do the simple stuff

Keeping your investments simple means that you always understand what is happening and what you must do when things go wrong

Using fund ratings to meet your goals

It's important to understand what the fund rating system is, how it serves you and what you can and cannot use it for

Much more than a reboot

Nowadays, the word 'reboot' is often used even for minor changes in products and services. The new Value Research Online is far more than that-now, and far into the future

How to actually earn a regular income from mutual funds

With interest rates unlikely to head upward anytime soon, retirees need to get out of the FD mindset

It's not yet time for index funds

It's useful to periodically enquire whether it's time to switch to index funds because the answer is a moving target

How long should that SIP be?

Have a chunk of money to invest? You should SIP it, but for how long a period?

A great journey: mutual fund investing in India

We are entering a new world of mutual fund investing, where more and more investors are experiencing the superior returns and peace of mind that real investing brings.

Unforgettable investments

Looking for a 'Fill It, Shut It, Forget It' experience in investing? Don't even think about it

The wisdom of Taleb, covid edition

A session with Nassim Nicholas Taleb's vigorously unconventional views on the Covid crisis is quite an intellectual adventure

The goat is gone

Why are the equity markets so buoyant? It's all about a goat

A reminder on the frailties of real estate

Savers should periodically remind themselves of the realities of what is called real estate investment

Investors bring in the law

With the courts stepping in, the Franklin debt fund crisis has just become much more complicated

Tips, operators and the stock market

Should tips or operator manipulation be deciding factors when investing in a stock?

Not by technique alone

Following the right processes is important for investing success, but hardly enough

Needed: a refocusing on NPS

The awareness gap about NPS remains huge

Are my investments safe?

The Karvy scandal raises the obvious in the minds of many investors. Mutual funds have the right answer

Mutual fund dividend plans are a harmful option

Regardless of the changes in this budget, dividend plans of equity mutual funds were always a bad choice for investors

A New Beginning for the NPS

The new zero-tax regime for the National Pension System is a very big deal for retirement savings

A long, hard road

In each industry, the strong will come out stronger. Most intelligent investors have realised this by now

How to actually buy a house

Buying a house is among the biggest financial decisions you are likely to make. Ignore the hype and stick to these three principles to save yourself from financial hardships