Multi-cap funds: unintended consequences

Investors who depend on multi-cap funds can now hope for some further adjustment in the regulations that will give them an option

Say goodbye to your multi-cap fund

Given the nature of India's small-cap market, SEBI's new ruling on multi-cap funds will mean that these funds cannot continue in their current shape

The first step

Among knowledgeable investors, it's now conventional wisdom that no one needs a mutual fund advisor. Is this true?

Funds for the balance

Few savers need any tool beyond hybrid funds to maintain the asset allocation they need

A multi-problem rule from SEBI

Investors of multi-cap funds are in trouble, thanks to a new ruling from SEBI

A long journey

It is not a good idea to treat the Covid situation as an exception and think that normal, time-tested rules of saving and investing have stopped working

Real value and real growth

Real value should lead to growth and real growth should lead to an accretion of value

Random patterns and equity investing

What does the training of air force flight instructors have to do with your equity investing habits?

Balancing it all

Figuring out your equity and fixed income preferences means that you must know how to keep them in balance

Is gold really golden?

Savers need to be clear about what gold is, and what it is not

Measuring the world

As India's first Covid GDP is announced, investors need to learn to ignore it for quite some time to come

Are my investments safe?

The Karvy scandal raises the obvious in the minds of many investors. Mutual funds have the right answer

The power of simple ideas

The goal of an SWP redemption is not to improve the average, but to eliminate the worst

Just do the simple stuff

Keeping your investments simple means that you always understand what is happening and what you must do when things go wrong

Ignore the anti-SIP propaganda

Seeing too many articles with clickbait headlines about problems with SIP? Understand what's happening

Fun versus fundamentals

There's a place for betting on speculative investments, and a place for real investing. Keeping them apart may be the only sensible tactic

The IPO Illusion

The smoother and safer the IPO process becomes, the easier it is to use it like a lottery

Much more than a reboot

Nowadays, the word 'reboot' is often used even for minor changes in products and services. The new Value Research Online is far more than that-now, and far into the future

An unfair tax

A tax on just the act of investing, regardless of whether it will yield profits or losses, should not be imposed.

Unreal GDP vs real data

Don't pay any attention to the GDP numbers that are being trotted out around the world

A useless helmet for your investments

Fixed income investments can act as a safety helmet for your equity portfolio but it has to be done right

The other helmet

The fixed-income side of your asset allocation is relatively easy to reason about. As one would expect, equity is harder

Tips, operators and the stock market

Should tips or operator manipulation be deciding factors when investing in a stock?

Misconceptions about the very basics

Dividends and NAVs, two basic numbers of investing, are widely misunderstood by investors

ULIPs are useless as insurance products

ULIPs are useless for providing the amount of life cover that savers actually need

Not by technique alone

Following the right processes is important for investing success, but hardly enough

How to actually earn a regular income from mutual funds

With interest rates unlikely to head upward anytime soon, retirees need to get out of the FD mindset

How long should that SIP be?

Have a chunk of money to invest? You should SIP it, but for how long a period?

Other people's knowledge

Learning from other people's knowledge and experience is hard to do, but it's worth the effort

Dividends play a real role

In bad times, high dividends are a great help for equity investors