Overview of the Senior Citizens Savings Scheme Tax Saving AlternativesBy Research Desk 07-Jan-2021 The Senior Citizen Savings Scheme (SCSS) is a deposit scheme introduced by the Government of India to provide guaranteed returns to senior citizens
Everything you need to know about annuity plans LearningBy Research Desk 28-May-2020 Though annuities ensure a regular flow of income after retirement, low annuity rates are a cause for concern
Do you expect interest rates to go up post-March'21? If so, which type of fund should I switch to? Ask Value Research 01-Jan-2021 While making investment decisions, focus on the factors that are in your control, says Ashutosh Gupta
Where should I invest my fixed-income allocation as debt funds have become risky? Ask Value Research 09-Dec-2020 Although there have been accidents, being careful while investing in debt funds can help, says Dhirendra Kumar
Using debt funds for income Learning 18-Nov-2020 Debt funds can be used to generate regular income to meet your living expenses. Find out how
Why does Value Research Premium suggest equity funds even for income portfolios? Ask Value Research 06-Jan-2021 The idea is that the fixed-income portion generates steady growth, while the equity component boosts returns to keep pace with inflation, informs Ashutosh Gupta
What is the right approach to setting up a systematic withdrawal plan (SWP)? Ask Value Research 04-Jul-2019 Dhirendra Kumar highlights the fundamentals of setting up an SWP
Your bouquet of NPS annuity plans NPSBy Aakar Rastogi 25-Dec-2020 NPS requires you to necessarily buy an annuity with part of your corpus. Here are the various annuity options that you can choose from, along with a list of annuity providers.
Don't let falling interest rates bring you poverty in retirement LearningBy Sneha Suri 01-Jan-2020 The extent to which falling interest rates impact the income of retirees is much greater than it might seem
The ultimate portfolio for a retiree LearningBy Sneha Suri 01-Jan-2020 This story illustrates how a retiree can build a portfolio to deal with the problem of falling interest rates and steer clear of poverty in old age
Should I invest a lump-sum amount in NPS or invest through an SIP? Ask Value Research 22-Jun-2020 It is always advisable to invest in a systematic manner when it comes to any market-linked investment, says Dhirendra Kumar
Where should I invest Rs 40 lakh for regular income? Ask Value Research 25-May-2020 Dhirendra Kumar sheds light on investing for regular income
The retirement crisis First PageBy Dhirendra Kumar 09-Nov-2020 Post-retirement investment management and income generation is still the hardest problem in personal finance, but it needn't be
How good are non-convertible bonds as a mode of investment? Ask Value Research 07-Dec-2020 Here is what Dhirendra Kumar thinks about non-convertible bonds
How to derive income in retirement LearningBy Aarati Krishnan 11-Feb-2020 A post-retirement plan can be divided into three components: emergency fund, income-generation portfolio, meant for the first five years, and growth portfolio
What's the maximum amount I can invest in SCSS? Ask Value ResearchBy Research Desk 11-Apr-2018 One can invest a maximum of Rs 15 lakh in Senior Citizens' Savings Scheme (SCSS) in individual capacity
How to actually earn a regular income from mutual funds First PageBy Dhirendra Kumar 27-Jan-2020 With interest rates unlikely to head upward anytime soon, retirees need to get out of the FD mindset
A financial plan for a 60-year-old The Plan 19-Mar-2020 Financial planning doesn't stop with retirement. Instead, it becomes all the more important. Here is what a retiree should do to derive a regular income
Securing your retirement income The Plan 10-Sep-2020 Setting up a predictable post-retirement income stream is no cakewalk. We give you a roadmap
Is it worth renewing my FD at current interest rates? Ask Value Research 15-Oct-2020 Dhirendra Kumar advises a 65-year-old on whether to renew fixed deposits due to mature shortly
PMVVY scheme gets extended at a reduced interest rate NewswireBy Aakar Rastogi 20-May-2020 Pradhan Mantri Vaya Vandana Yojana has been extended up to March 31, 2023, but at a reduced interest rate of 7.4 per cent
Karvy Stock Broking says my shares are robbed. What should I do? Ask Value Research 08-Sep-2020 Immediately register your complaint with SEBI on SCORES website, recommends Dhirendra Kumar
Should I continue with my PF account after taking voluntary retirement? Ask Value Research 10-Aug-2020 Interest income from the provident fund account gets taxable once you stop making contributions, tells Dhirendra Kumar
With FD interest rates being so low, where should retirees park money? Ask Value ResearchBy Research Desk 06-Jul-2020 To grow their capital, retirees should assume some equity risk, suggests Dhirendra Kumar
Where should I invest the debt portion of my retirement fund? Ask Value Research 29-Jul-2020 Corporate bond and banking and PSU funds can be good alternatives, says Dhirendra Kumar
Should a retiree invest in debt funds as interest rates have fallen? Ask Value Research 21-Aug-2020 Dhirendra Kumar sheds light on how a retiree should approach investing in mutual funds now that interest rates have fallen
