Overview of the Senior Citizens Savings Scheme Tax Saving AlternativesBy Research Desk 25-Feb-2021 The Senior Citizen Savings Scheme (SCSS) is a deposit scheme introduced by the Government of India to provide guaranteed returns to senior citizens
Your bouquet of NPS annuity plans NPSBy Aakar Rastogi 25-Dec-2020 NPS requires you to necessarily buy an annuity with part of your corpus. Here are the various annuity options that you can choose from, along with a list of annuity providers.
Using debt funds for income Learning 04-May-2021 Debt funds can be used to generate regular income to meet your living expenses. Find out how
'What are my various fixed-income options?' The PlanBy Aakar Rastogi 01-Apr-2021 Sudeep has started getting his money back from the shuttered schemes of Franklin and now wants to re-invest with a safety-first mindset. Here are the options
The framework for regular income post retirement Ask Value Research 22-Apr-2021 Ashutosh Gupta discusses how one should go about investing for deriving regular income post retirement
What is the right approach to setting up a systematic withdrawal plan (SWP)? Ask Value Research 04-Jul-2019 Dhirendra Kumar highlights the fundamentals of setting up an SWP
Should I invest a lump-sum amount in NPS or invest through an SIP? Ask Value Research 22-Jun-2020 It is always advisable to invest in a systematic manner when it comes to any market-linked investment, says Dhirendra Kumar
Everything you need to know about annuity plans LearningBy Research Desk 28-May-2020 Though annuities ensure a regular flow of income after retirement, low annuity rates are a cause for concern
Don't let falling interest rates bring you poverty in retirement LearningBy Sneha Suri 01-Jan-2020 The extent to which falling interest rates impact the income of retirees is much greater than it might seem
The ultimate portfolio for a retiree LearningBy Sneha Suri 01-Jan-2020 This story illustrates how a retiree can build a portfolio to deal with the problem of falling interest rates and steer clear of poverty in old age
Where should I invest Rs 40 lakh for regular income? Ask Value Research 25-May-2020 Dhirendra Kumar sheds light on investing for regular income
What are the return expectations from short-duration funds in the current scenario? Ask Value Research 08-Mar-2021 I am hopeful that the returns should be better than what is implied by their going yield to maturities, says Ashutosh Gupta
Investing in debt mutual funds instead of directly investing in bonds Ask Value Research 01-Apr-2021 Ashutosh Gupta sheds light on the advantages of investing in bond funds vis-à-vis direct bond investments
Are SWPs in equity advisable for retirees? Ask Value Research 25-Mar-2021 Ashutosh Gupta highlights the fundamentals of setting up a systematic withdrawal plan (SWP)
Why does Value Research Premium suggest equity funds even for income portfolios? Ask Value Research 06-Jan-2021 The idea is that the fixed-income portion generates steady growth, while the equity component boosts returns to keep pace with inflation, informs Ashutosh Gupta
PMVVY scheme gets extended at a reduced interest rate NewswireBy Aakar Rastogi 20-May-2020 Pradhan Mantri Vaya Vandana Yojana has been extended up to March 31, 2023, but at a reduced interest rate of 7.4 per cent
The retirement crisis First PageBy Dhirendra Kumar 09-Nov-2020 Post-retirement investment management and income generation is still the hardest problem in personal finance, but it needn't be
A financial plan for a 60-year-old The Plan 19-Mar-2020 Financial planning doesn't stop with retirement. Instead, it becomes all the more important. Here is what a retiree should do to derive a regular income
How to actually earn a regular income from mutual funds First PageBy Dhirendra Kumar 27-Jan-2020 With interest rates unlikely to head upward anytime soon, retirees need to get out of the FD mindset
Securing your retirement income The Plan 10-Sep-2020 Setting up a predictable post-retirement income stream is no cakewalk. We give you a roadmap
How to derive income in retirement LearningBy Aarati Krishnan 11-Feb-2020 The post-retirement plan can be divided into three components: emergency fund, income-generation portfolio, meant for the first five years, and growth portfolio
