How can a senior citizen generate regular income? Ask Value Research 29-Apr-2022 Read on to understand how to get inflation-adjusted returns post-retirement
The ultimate portfolio for a retiree LearningBy Sneha Suri 01-Jan-2020 This story illustrates how a retiree can build a portfolio to deal with the problem of falling interest rates and steer clear of poverty in old age
Your bouquet of NPS annuity plans NPSBy Aakar Rastogi 27-Aug-2021 NPS requires you to necessarily buy an annuity with part of your corpus. Here are the various annuity options that you can choose from, along with a list of annuity providers.
What is the best time to invest in debt mutual funds? Ask Value Research 02-Mar-2022 Dhirendra Kumar explains if it's wise to time your investment in debt funds
Overview of the Senior Citizens Savings Scheme Tax Saving AlternativesBy Research Desk 25-Feb-2021 The Senior Citizen Savings Scheme (SCSS) is a deposit scheme introduced by the Government of India to provide guaranteed returns to senior citizens
How can a retiree get a 10% post-tax return on his investments? Ask Value Research 28-Feb-2022 Dhirendra Kumar describes how a retiree can generate regular income
What is the right approach to setting up a systematic withdrawal plan (SWP)? Ask Value Research 04-Jul-2019 Dhirendra Kumar highlights the fundamentals of setting up an SWP
For generating regular income, should I opt for dividends or SWP? Ask Value Research 11-Apr-2022 SWPs vs dividends: Dhirendra Kumar explains which is the more efficient way of deriving regular income
Should a retiree invest in gilt funds? Big Questions 21-Apr-2022 Here we examine if gilt funds are a safe investment option for a steady-state fixed-income allocation
'What are my various fixed-income options?' The PlanBy Aakar Rastogi 10-Nov-2021 Sudeep wants to re-invest the money received from the shuttered schemes of Franklin, with a safety-first mindset. Here are the options
A simple plan for a post-retirement income First PageBy Dhirendra Kumar 09-Dec-2021 If we understand a couple of simple ideas, a sustainable post-retirement becomes easier to achieve
Don't let falling interest rates bring you poverty in retirement LearningBy Sneha Suri 01-Jan-2020 The extent to which falling interest rates impact the income of retirees is much greater than it might seem
Are equity saving funds better than arbitrage funds for an SWP? Ask Value Research 28-Mar-2022 Dhirendra Kumar explains which fund is better for a systematic withdrawal plan
Should I invest a lump-sum amount in NPS or invest through an SIP? Ask Value Research 22-Jun-2020 It is always advisable to invest in a systematic manner when it comes to any market-linked investment, says Dhirendra Kumar
Is HDFC Balanced Advantage a good fund to generate monthly income for a senior citizen? Ask Value Research 20-Sep-2021 Dhirendra Kumar explains the strategy to derive regular income from a balanced advantage fund
Still all-weather FundwireBy Sneha Suri 29-Mar-2022 Despite the fall in returns, short-duration funds are well equipped to handle the uncertain market environment we are heading into
The retirement crisis First PageBy Dhirendra Kumar 09-Nov-2020 Post-retirement investment management and income generation is still the hardest problem in personal finance, but it needn't be
Working years cut short? Here's what to do. The PlanBy Aakar Rastogi 09-Feb-2022 Working in an industry where fewer working years are usual can make financial planning trickier but even more crucial. Here is a plan for Prateek, who is in a similar situation.
Is SWP a better way to derive regular income in old age than dividends? Ask Value Research 27-Oct-2021 Dhirendra Kumar explains which is a better option to derive income post-retirement
Where should I invest Rs 40 lakh for regular income? Ask Value Research 25-May-2020 Dhirendra Kumar sheds light on investing for regular income
All you want to know about RBI Retail Direct FundwireBy Sneha Suri 03-Jan-2022 With RBI's Retail Direct portal, you can invest in government securities directly. In this first part of the two-part series, we explore the portal's usability.
Should an SWP be done from equity, hybrid, or debt fund? Ask Value Research 17-Nov-2021 Ashutosh Gupta discusses how one should go about investing for deriving regular income post-retirement
How should a retiree with Rs 1 crore invest his money? Ask Value Research 03-Nov-2021 Dhirendra Kumar explains the factors to consider while devising an investment strategy to generate regular income
What would be the right asset allocation for a retiree? Ask Value Research 16-Dec-2021 Dhirendra Kumar advises on how one should decide their asset allocation
A financial plan for a 60-year-old The Plan 19-Mar-2020 Financial planning doesn't stop with retirement. Instead, it becomes all the more important. Here is what a retiree should do to derive a regular income
The framework for regular income post retirement Ask Value Research 22-Apr-2021 Ashutosh Gupta discusses how one should go about investing for deriving regular income post retirement
Investing in debt mutual funds instead of directly investing in bonds Ask Value Research 01-Apr-2021 Ashutosh Gupta sheds light on the advantages of investing in bond funds vis-à-vis direct bond investments
How to deal with falling returns in retirement The PlanBy Aakar Rastogi 03-Sep-2021 Returns from short-duration funds and other fixed-income categories, barring credit-risk funds, have fallen lately. Here is what you should do.
Where should my mother invest her retirement money? Ask Value Research 28-Dec-2021 Dhirendra Kumar explains how to decide on an investment strategy for retirement corpus
How to derive income in retirement LearningBy Aarati Krishnan 11-Feb-2020 The post-retirement plan can be divided into three components: emergency fund, income-generation portfolio, meant for the first five years, and growth portfolio
