With FD interest rates being so low, where should retirees park money?

To grow their capital, retirees should assume some equity risk, suggests Dhirendra Kumar

Where should I invest Rs 40 lakh for regular income?

Dhirendra Kumar sheds light on investing for regular income

PMVVY scheme gets extended at a reduced interest rate

Pradhan Mantri Vaya Vandana Yojana has been extended up to March 31, 2023, but at a reduced interest rate of 7.4 per cent

Overview of the Senior Citizens Savings Scheme

The Senior Citizen Savings Scheme (SCSS) is a deposit scheme introduced by the Government of India to provide guaranteed returns to senior citizens

The ultimate portfolio for a retiree

This story illustrates how a retiree can build a portfolio to deal with the problem of falling interest rates and steer clear of poverty in old age

Everything you need to know about annuity plans

Though annuities ensure a regular flow of income after retirement, low annuity rates are a cause for concern

The retirement crisis

Post-retirement investment management and income generation is still the hardest problem in personal finance, but it needn't be

Should I invest a lump-sum amount in NPS or invest through an SIP?

It is always advisable to invest in a systematic manner when it comes to any market-linked investment, says Dhirendra Kumar

What is the right approach to setting up a systematic withdrawal plan (SWP)?

Dhirendra Kumar highlights the fundamentals of setting up an SWP

Of the arbitrage and short-duration funds, which one is better for regular income?

Dhirendra Kumar suggests a mix of short-duration and arbitrage funds for an investor

Don't let falling interest rates bring you poverty in retirement

The extent to which falling interest rates impact the income of retirees is much greater than it might seem

What percentage of a retirement corpus can be safely withdrawn every month?

A withdrawal strategy depends on the kind of asset you are investing in, says Dhirendra Kumar

How fund houses declare the dividend for a scheme

There are various factors responsible for how much and when mutual fund dividends are declared

How to actually earn a regular income from mutual funds

With interest rates unlikely to head upward anytime soon, retirees need to get out of the FD mindset

Using debt funds for income

Debt funds can be used to generate regular income to meet your living expenses. Find out how

What's the maximum amount I can invest in SCSS?

One can invest a maximum of Rs 15 lakh in Senior Citizens' Savings Scheme (SCSS) in individual capacity

A financial plan for a 60-year-old

Financial planning doesn't stop with retirement. Instead, it becomes all the more important. Here is what a retiree should do to derive a regular income

Last three months to invest in PMVVY

Unless the government extends the subscription window, you will not be able to invest in Pradhan Mantri Vaya Vandana Yojana (PMVVY) after March 31, 2020

What are the investment options for retirees to generate regular income?

Dhirendra Kumar talks about investment alternatives to generate regular income

How to derive income in retirement

A post-retirement plan can be divided into three components: emergency fund, income-generation portfolio, meant for the first five years, and growth portfolio

Is it safe to invest in mutual funds after retirement?

Mutual funds are an important investment avenue even for retirees, says Dhirendra Kumar

Life begins at 60

Narender Kumar shares how choosing mutual funds over FDs helped him accumulate enough savings to now lead a comfortable life as a retiree

How can I generate regular income in a tax-efficient way?

Dhirendra Kumar sheds light on generating regular income during retirement

Save your retirement

Wondering how to cope with the falling interest rates? Here is what Dhirendra Kumar suggests in the latest episode of Investors' Hangout

Where should I invest Rs 3 lakh to get a monthly income after 10 years?

Dhirendra Kumar guides on creating a retirement corpus at the age of 50 years