Your timing temptation

Investors can hear the clock ticking and are striving to time a perfect exit from the booming equity market. Don't make this mistake.

Strategies for an overheated market

Many mutual fund investors are worried that since the market has run up, they may be investing at elevated levels. Here is what you can do for favourable investment outcomes.

Does the advice to avoid more than four-five funds apply to portfolios with both debt & equity funds?

The benefits of diversification diminish rapidly after four-five funds even when debt funds are considered as part of the portfolio, informs Ashutosh Gupta

Should I exit Kotak Standard Multicap and SBI Small Cap?

One should exit a fund for two-three specific reasons, otherwise they should continue to stay invested, suggests Ashutosh Gupta

Exit strategy for insurance products

Want to exit a ULIP or a traditional insurance product? Here is how you do it

These highs are not highs

Equity markets are suddenly hitting a series of all-time highs and some investors are getting spooked

Say hello to index investing?

Has the long-awaited moment of index investing finally arrived for Indian equity investors?

Increase your SIP amount periodically

With top-up or step-up facility, you can increase your investment in an ongoing SIP

ELSS for senior citizens

Tax-saving mutual funds are not only for young, working people, but they also have a place on the portfolios of retirees and senior citizens

How to calculate your retirement corpus

Calculating your retirement corpus is the first step of retirement planning. It requires you to make some educated guesses, based on which your retirement corpus can vary

How to build a portfolio

Having a separate portfolio for each financial goal gives you the best chance of fulfilling them. Here's how you can build such portfolios

Should I invest extra money in NPS-Tier 2 or in an FD?

Dhirendra Kumar shares his view about when one should keep money in a bank FD

Evaluating the PPF for long-term wealth creation

34-year-old Nishant wants to know how good the Public Provident Fund is for long-term investments. Here is a financial plan for him

Which is better: ELSS or ULIP?

While ULIPs and ELSS are both tax-saving options, only one of them makes sense as an investment

Should I go with the Nasdaq ETF or FOF?

Investing in FOF is relatively easier and does not require a demat account, says Dhirendra Kumar

Should I book profits from the investments made after the market fall in March?

Sell your investments only if there is a need for meeting a goal, informs Dhirendra Kumar

How important is it to invest in a small-cap fund for wealth creation?

Small-cap funds should not make up more than 10-15 per cent of any portfolio. Those investing in multi-caps may choose to avoid them, as they already have the necessary exposure, suggests Ashutosh Gupta

Managing children's education

Praveen, a software professional, has twins and is concerned about their primary and higher education. Here is a complete financial plan for him

Where should I invest 30 lakh and 20K per month?

Dhirendra Kumar advises how one should plan retirement at the age of 55

The relationship between psychology and stock investing

Our psychological biases come to bear on our investing habits, leading to outcomes we'd rather avoid

Should I invest in index funds instead of a large-cap fund?

As most of the actively managed large-cap funds struggle to beat the index, passive funds are definitely making their way in the industry, says Dhirendra Kumar

Fund size matters less than you would think

Should investors pay attention to the size or AUM of a mutual fund? Read on to find out

The times won't change back

There was a certain golden period of equity fund investing and investors need to come to terms with its end

Is it safe to have all my investments in equity or should I change my plan?

One should reflect on one's own behaviour towards the volatile nature of equity and decide accordingly, suggests Ashutosh Gupta

Accumulating enough to retire

Contrary to popular belief, big retirement targets are easily attainable. We give you a comprehensive roadmap

How many funds should I have in my portfolio?

Dhirendra Kumar advises an investor currently invested in nine funds on the appropriate number for an SIP of Rs 3 lakh

How much of my portfolio should I invest in stocks?

While there is no specific limit on what percentage of your portfolio should be in stocks, invest in it only if you can invest your time to be on top of your stocks, advises Dhirendra Kumar

Are index funds over-rated nowadays?

Dhirendra Kumar sheds light on why actively managed funds still make sense over index funds

When should I switch from equity to debt?

Dhirendra Kumar talks about the ideal time to shift from equity to debt investment

Should a retiree invest in gilt funds?

Here is a financial plan for a retiree considering investing in gilt funds owing to the low interest rates of FDs