Is a crash expected due to large caps being overbought?

Dhirendra Kumar explains why investors should not think of the current situation as large caps being overbought and what approach they should take

The pandemic changes real-estate attitudes

Willy nilly, it looks like the pandemic will bring about an accidental reform in Indian real estate

SIP maths vs psychology

Unlike many other walks of life, psychology beats maths hands down when it comes to investing

Investing in international markets is good for your wealth

Smart mutual fund investors are no longer ignoring international funds. Here is how to get started

How to build your retirement corpus

For a comfortable retirement, it's essential that you start saving early, choose good products, avoid debt and review your retirement plan from time to time

What is the outlook of mid- and small-cap funds over the next one to two years?

Dhirendra Kumar discusses the approach investors should take to mid- and small-cap funds

Real estate dreams and nightmares

Buying for the future makes sense sometimes, but never for real estate

Why do NAVs of funds not recover at the same pace as indices?

Dhirendra Kumar shares his view on why investors should evaluate a fund based on a longer time frame

How young investors can begin their financial journey

If you have been into your job for a while but haven't started saving yet, here is what you can do

Can I invest 100 per cent in equity if my horizon is 7-10 years?

If you are comfortable with the sharp ups and downs in the market and don't have meaningful accumulation, you can well have 100 per cent allocation in equity, says Dhirendra Kumar

Should I exit my investments and sit on cash?

Here is Dhirendra Kumar's advice for those planning to exit the market

How to build a portfolio

Having a separate portfolio for each financial goal gives you the best chance of fulfilling them. Here's how you can build such portfolios

Should I invest in closed-end funds?

Dhirendra Kumar shares his view on why investors should stay away from closed-end funds

The same old stuff

Markets may go up, or go down. But investors must follow the same old advice

With the market soaring, should I pay STCG and book profits?

Here's some advice from Dhirendra Kumar to investors tempted to book profit in the current market

Increase your SIP amount periodically

With top-up or step-up facility, you can increase your investment in an ongoing SIP

All you need is yourself

Large financial services groups are shutting down their mutual fund advisory businesses. This is great news for investors

Too much fixed income, too little equity

Sanjay is heavily invested in fixed income. He must move to equity to accumulate a sufficient corpus for his retirement

Which is better: ELSS or ULIP?

While ULIPs and ELSS are both tax-saving options, only one of them makes sense as an investment

The relationship between psychology and stock investing

Our psychological biases come to bear on our investing habits, leading to outcomes we'd rather avoid

Are focused funds also affected by SEBI's guidelines for multicap funds?

As per SEBI's categorisation, focused funds are different from multi-cap funds and will not be affected by the new guidelines, informs Dhirendra Kumar

Should I invest in NFOs and IPOs?

Here is Dhirendra Kumar's view on investing in NFOs and IPOs

Managing children's education

Praveen, a software professional, has twins and is concerned about their primary and higher education. Here is a complete financial plan for him

Should I go with the Nasdaq ETF or FOF?

Investing in FOF is relatively easier and does not require a demat account, says Dhirendra Kumar

Where should I invest 30 lakh and 20K per month?

Dhirendra Kumar advises how one should plan retirement at the age of 55

Considering Covid, how do I predict a bear or a bull market?

Biggest market declines happen over a brief period of time but gains occur steadily, says Dhirendra Kumar

A 5-point guide to buying a home

Buying a home is a big step that should not be taken lightly. Use this guide to make a financially sound decision

Should I invest in index funds instead of a large-cap fund?

As most of the actively managed large-cap funds struggle to beat the index, passive funds are definitely making their way in the industry, says Dhirendra Kumar

A plan to re-enter the market

When the market crashed in March, 38-year-old Gaurav couldn't handle it and sold his equity investments. Here is a plan to help him re-enter the market

Say goodbye to your multi-cap fund

Given the nature of India's small-cap market, SEBI's new ruling on multi-cap funds will mean that these funds cannot continue in their current shape