Our Thirty Most Popular

When should you sell a poorly performing fund?

There are different ways in which a mutual fund can perform poorly, but not all justify selling it.

Importance of quality of a portfolio for wealth creation

Slightly overvalued 'quality' businesses that are growing tend to be wealth compounders than questionable businesses at cheap valuations, suggests Ashutosh Gupta

Smoke a free cigar

You could call it cigar butt investing or rupee stock investing, but the idea is not a great one

First things first

Raj wants to buy a second home, but this may compromise on other non-negotiable goals

Lump-sum investments in Axis Mid Cap Fund

Ashutosh Gupta highlights the factors that should be considered before making lump-sum investments.

Appropriate funds to get international exposure

The US market probably offers the widest choice of fundamentally strong and globally competitive businesses, tells Ashutosh Gupta

How to build a portfolio

Having a separate portfolio for each financial goal gives you the best chance of fulfilling them. Here's how you can build such portfolios

Should I go with the Nasdaq ETF or FOF?

Investing in FOF is relatively easier and does not require a demat account, says Dhirendra Kumar

Accumulating enough to retire

Contrary to popular belief, big retirement targets are easily attainable. We give you a comprehensive roadmap

How to calculate your retirement corpus

Calculating your retirement corpus is the first step of retirement planning. It requires you to make some educated guesses, based on which your retirement corpus can vary

Which is better: ELSS or ULIP?

While ULIPs and ELSS are both tax-saving options, only one of them makes sense as an investment

Investing in a flexi-cap fund or a focused equity fund

Both serve the same investing need and your selection should depend on the level of diversification in your portfolio, suggests Ashutosh Gupta

The relationship between psychology and stock investing

Our psychological biases come to bear on our investing habits, leading to outcomes we'd rather avoid

Should I invest extra money in NPS-Tier 2 or in an FD?

Dhirendra Kumar shares his view about when one should keep money in a bank FD

How to build your retirement corpus

For a comfortable retirement, it's essential that you start saving early, choose good products, avoid debt and review your retirement plan from time to time

Should a retiree invest in gilt funds?

Here is a financial plan for a retiree considering investing in gilt funds owing to the low interest rates of FDs

Managing children's education

Praveen, a software professional, has twins and is concerned about their primary and higher education. Here is a complete financial plan for him

Returns are a mystery

It's unfortunate that there are investors who don't fully understand the fundamental concept of returns

Is it advisable to invest in the Sukanya Samriddhi Yojana?

Having some allocation to equity will give you a higher return, advises Dhirendra Kumar

Where should I invest 30 lakh and 20K per month?

Dhirendra Kumar advises how one should plan retirement at the age of 55

'I am continuing with my SIPs in spite of the fall'

The fall in the market due to the outbreak of the pandemic did not discourage Ramesh. Here is what gives him confidence.

SIPs and the temptation to time the market

People who invest in Mutual Funds via SIPs are often guilty of trying to time the market, and this is a problem

'Where and how much should I invest for my child's higher education?'

While it's difficult to precisely determine the amount needed, one should start investing early in equity. Revisiting the goal periodically can help reduce the gap between the required amount and the accumulated corpus.

Strategy to reduce the number of funds from 30 to 6

Ashutosh Gupta outlines the strategy to cut down the number of funds in a portfolio.

Intrinsic value according to Buffett and Munger

Intrinsic value determines whether a stock offers value or not. But it is also one of the most confusing concepts in value investing

Should I increase investments when markets are down?

Here is Ashutosh Gupta's suggestion for those who try to time the market.

The rise of ETFs

Exchange-traded funds have started to gain traction in India. Here's how you can pick one

How to choose a good fund for SIPs

If your SIPs are not delivering, it could be due to a poor choice of fund. Here is how you can pick a good equity fund for your SIPs

Evaluating the PPF for long-term wealth creation

34-year-old Nishant wants to know how good the Public Provident Fund is for long-term investments. Here is a financial plan for him

How young investors can begin their financial journey

If you have been into your job for a while but haven't started saving yet, here is what you can do