What is a market cycle?

Dhirendra Kumar talks about the importance of a full market cycle

Low NAV doesn't mean cheaper fund

If net asset value is a factor you consider when choosing a mutual fund, you need to have a closer look at what NAV means

How to choose a mutual fund?

Mutual funds are meant to simplify the tasking of investing, but choosing the right one can itself intimidate many. Here's a primer to help you

How debt mutual funds work

A debt mutual fund purchases bonds and passes on the interest earned from them to its investors. Here's a primer

A beginner's guide to mutual funds

Here's everything a first time mutual fund investor needs to know and do

The power of compounding

Compounding earnings can skyrocket small investments. We tell you how here

How to buy a mutual fund

If you are planning to start investing in mutual funds, here's a complete guide

What the expense ratio of a fund tells you

To manage your money, a mutual fund charges you a fee. But how much can they charge you and how much is acceptable?

How can I get my KYC done online?

eKYC can be Aadhar-based or PAN-based through certain transfer agents & fund houses

Guide to value investing

Value investing is a long-term strategy to purchase stocks where the market price is below the stock's intrinsic value

Hierarchy of investment needs

Use this framework to prioritise your investment needs, and then fulfil them level by level

Difference between CAGR & XIRR

You can think of XIRR as nothing but an aggregation of multiple CAGRs

Liquid funds for short-term investments

Liquid funds are a good option for investors who would otherwise consider a savings account or a fixed deposit

Just do the simple stuff

Keeping your investments simple means that you always understand what is happening and what you must do when things go wrong

Mutual fund cut-off time

You can invest in a mutual fund on any business day of the year but you may not get the same day's NAV

The systematic methods: SIP, STP, SWP

These 3 terms are frequently used in the context of mutual funds. Learn what they mean and how you can benefit from these plans

How equity mutual funds work

Investors invest in a mutual fund, which in turn invests on their behalf. Understand how this works

Should I avoid funds with higher NAVs?

The myth of lower NAV is once again coming alive as investors compare the NAVs of direct plans and regular plans

An early start is the best investment strategy

Many wait too long to start investing, and yet no strategy can quite beat the returns to be had from an early head start

Exit load in mutual funds

Exit loads are imposed to discourage premature withdrawals. Here's everything you need to know about them

Free-look period in an insurance policy

Free-look gives you a second chance to review your policy and return it if you feel you misunderstood or were mis-sold the plan

What to look for in your fund statement

Here are six things that you should keep in mind while looking at your fund statement

The relationship between psychology and stock investing

Our psychological biases come to bear on our investing habits, leading to outcomes we'd rather avoid

What category is better - large cap, large & mid cap or multi-cap?

Dhirendra Kumar talks about the outlook of the three categories

Annualised/Absolute Returns

I find returns confusing. Sometimes you talk about annualised returns, while many a time you mention absolute returns. What is the difference between the two?
-Vrijesh