Health insurance terms everyone must know

To understand the benefits of a policy better, here are four terms and features that you must know

Not much surplus? Here's how you can still save tax

Here is a financial plan for 34-year-old Gaurav who wants to save on income tax despite not having a large surplus

Should you buy top-up health insurance?

Top-up plans provide the benefit of higher insurance coverage at only a marginally higher cost. They can be a good supplement to your primary health cover

A plan for an IT professional with dependents

Despite having financial dependents and liabilities, Kabir doesn't have a life cover. He must buy one on priority

Managing children's education

Praveen, a software professional, has twins and is concerned about their primary and higher education. Here is a complete financial plan for him

Choosing between the old and new tax slabs

Here is a plan to help 33-year-old Manish make the right choice between the old and new income tax slabs

Don't outlive your retirement savings due to the Covid crash

The value of the equity investments of retiree Mr Gupta has fallen and he is seriously concerned about outliving his savings. Here's a plan for him

Individual or family floater health plan?

We have compared the two types of health plan on four parameters

Your tax-saving action plan

With the deadline for tax-saving investments extended, here's all you need to know as you plan your taxes

Small investor, big goals

33-year-old Prashant's surplus of Rs 10,000 a month is not going to be enough to meet his long-term goals. But investing well despite this can help

Should a government employee buy a personal health cover?

Dhirendra Kumar tells whether a government employee should buy a personal health cover over and above the CGHS scheme

Plan for a newly retired person

Essential financial and investment checklist for a family man who has just retired

The unfulfilled dream

Sunil took a loan and bought an under-construction house. But his builder abandoned the project. Now, Sunil wants to take another loan for a new house

Free-look period in an insurance policy

Free-look gives you a second chance to review your policy and return it if you feel you misunderstood or were mis-sold the plan

Investing on a salary of 35k

Sumit is a 24 year-old with a salary of Rs 35,000 and no major responsibilities. He needs to optimise his portfolio

A financial plan for retired Renu

Renu has Rs 3 crore for her retirement and her daughter's wedding. Here's how she can invest this money

All about tax deductions

Here is a list of all the sections and avenues which you can use to save on taxes

Too much fixed income, too little equity

Sanjay is heavily invested in fixed income. He must move to equity to accumulate a sufficient corpus for his retirement

A financial plan that puts idle money to use

Sarthak and Priya have an emergency corpus that is too large. They should invest part of it to generate better returns

Financial planning amidst the crash

Here is a financial plan for 51-year-old Santosh whose equity investments fell in value from Rs 58 lakh to Rs 45 lakh

Top-up health insurance for increased cover

A top-up plan is a cost-effective way to increase your health insurance cover. Here's what you need to know

Charm of early retirement

Aditya wants to retire at 50 but given his financial position and goals, he will need to work for four-five years more

Buy riders for additional cover

Do not buy a rider just for the sake of it. Always ask yourself whether you really need the extra cover

A portfolio makeover

Rajat must completely rethink his selection of funds to meet his financial goals