Which is better: ELSS or ULIP?

While ULIPs and ELSS are both tax-saving options, only one of them makes sense as an investment

Surrender LIC Jeevan Saral Policies

LIC Jeevan Saral is expensive endowment plan that isn't beneficial as insurance, nor as an investment

Consider Surrendering your LIC Jeevan Anand Policy

LIC Jeevan Anand isn't a policy worth investing in. Find out when and how you should surrender this plan if you have invested in it

Say no to endowment policies and ULIPs

This article will tell you why you should avoid ULIPs & endowment policies and what should you opt for instead

Choosing between the old and new tax slabs

Here is a plan to help 33-year-old Manish make the right choice between the old and new income tax slabs

Should I stay invested in HDFC Click2Invest?

Even low cost ULIPs deduct mortality charges before investing your premium

What is a Unit Linked Insurance Plan (ULIP)

ULIPs are hybrid products that combine investment and insurance. Learn more about their features here

7 mistakes of your financial life

Here are a few common financial mistakes that you should avoid

Single or regular premium term plan?

You can buy term insurance with a single lump sum premium or pay premiums over a period of years. Find out which is better

What will happen if I make my policy paid-up?

You will make losses if you surrender the policy, as the guaranteed surrender value will be equal to 30% of the total amount of premiums paid minus first-year premium

Pay less tax with your investments

There are a wide range of investments that allow you to reduce your tax liability

Do not mix insurance and investment

The mindset of getting 'something' on maturity is driving many to costly plans that offer very little insurance and only modest returns

Managing children's education

Praveen, a software professional, has twins and is concerned about their primary and higher education. Here is a complete financial plan for him

Investing on a salary of 35k

Sumit is a 24 year-old with a salary of Rs 35,000 and no major responsibilities. He needs to optimise his portfolio

How to really buy life insurance

Consider these five factors when buying life insurance

Can I claim a tax deduction on premiums for my son?

A tax payer can claim a tax deduction on premiums paid for a life insurance cover for himself, spouse and children

Should I buy Max Life Monthly Income Advantage Plan?

Money back policies are highly expensive, they mostly don't offer adequate insurance cover and they don't offer good returns

A portfolio makeover

Rajat must completely rethink his selection of funds to meet his financial goals

The best term insurance plans

Here are some important points to keep in mind while choosing an insurance policy

Charm of early retirement

Aditya wants to retire at 50 but given his financial position and goals, he will need to work for four to five years more

Pay your monthly hafta

There's one hafta that's as important as your monthly SIP. Ignore it at your peril

Hierarchy of investment needs

Use this framework to prioritise your investment needs, and then fulfil them level by level

Too much fixed income, too little equity

Sanjay is heavily invested in fixed income. He must move to equity to accumulate a sufficient corpus for his retirement

Is it safe to invest in HDFC Life Super Income Plan?

HDFC Life Super Income Plan is a money back policy and HDFC SL Crest is a Unit Linked Insurance Plan (ULIP)

Decoding claim settlement ratio

Wondering how to choose a term plan from the available options? Here are the most important factors that should be considered

Buy riders for additional cover

Do not buy a rider just for the sake of it. Always ask yourself whether you really need the extra cover

Investing during a pandemic

Investing in equity can be challenging and requires patience, irrespective of the situation. While no one can predict the future, a look at the past helps us sail through the crisis

Insurers mandated to launch a standardised term plan

The new standardised life insurance product is likely to make insurance available for all

Want to save tax? Go with term insurance

Your term insurance premium and the additional riders you opt for can help you save on your tax outgo

All about tax deductions

Here is a list of all the sections and avenues which you can use to save on taxes