Insurance Get insured and pay lower taxes By Dhirendra Kumar . 06-Jan-2020 Your term insurance premium and the additional riders you opt for can help you save on your tax outgo
The Plan Charm of early retirement 13-Feb-2020 Aditya wants to retire at 50 but given his financial position and goals, he will need to work for four-five years more
First Page The problem of trust and distrust By Dhirendra Kumar . 17-Feb-2020 There's a conflict of interest at the heart of financial services which makes it necessary for you to default to distrust and suspicion of all providers
Ask Value Research Do HNIs need health and life insurance? By Research Desk . 13-Feb-2020 Dhirendra Kumar talks about insurance requirements of high-net-worth individuals
Ask Value Research Consider Surrendering your LIC Jeevan Anand Policy By Research Desk . 11-Aug-2014 LIC Jeevan Anand isn't a policy worth investing in. Find out when and how you should surrender this plan if you have invested in it
Ask Value Research Surrender LIC Jeevan Saral Policies By Research Desk . 08-Oct-2014 LIC Jeevan Saral is expensive endowment plan that isn't beneficial as insurance, nor as an investment
Ask Value Research Should I consider 'return of premium' insurance plans for retirement planning? By Research Desk . 18-Feb-2020 Dhirendra Kumar talks about considering insurance as a means of buying financial protection
Ask Value Research Should I buy Max Life Monthly Income Advantage Plan? By Research Desk . 24-Jan-2017 Money back policies are highly expensive, they mostly don't offer adequate insurance cover and they don't offer good returns
The Plan A plan for an IT professional with dependents By Research Desk . 06-Feb-2020 Despite having financial dependents and liabilities, Kabir doesn't have a life cover. He must buy one on priority
First Page ULIPs are useless as insurance products By Dhirendra Kumar . 07-Feb-2020 ULIPs are useless for providing the amount of life cover that savers actually need
Learning Which is better: ELSS or ULIP? By Research Desk . 11-Nov-2019 While ULIPs and ELSS are both tax-saving options, only one of them makes sense as an investment
Mutual Fund Sahi Hai 7 mistakes of your financial life By Research Desk . 10-Jan-2020 Here are a few common financial mistakes that you should avoid
Insurance Do not mix insurance and investment By Research Desk . 09-Jan-2020 The mindset of getting 'something' on maturity is driving many to costly plans that offer very little insurance and only modest returns
First Page What you don't know you don't know By Dhirendra Kumar . 03-Feb-2020 Savers and investors have a vast knowledge gap when it comes to investments, and this gap is worse for those who need the knowledge most
First Page Be your own financial advisor By Dhirendra Kumar . 17-Jan-2020 Financial advisors always act in their own interest, and the best solution is to learn how to invest well yourself
Learning Pay less tax with your investments 26-Nov-2019 There are a wide range of investments that allow you to reduce your tax liability
Ask Value Research Can I claim a tax deduction on premiums for my son? By Research Desk . 22-Feb-2018 A tax payer can claim a tax deduction on premiums paid for a life insurance cover for himself, spouse and children
The Plan Managing children's education By Research Desk . 25-Jul-2019 Praveen, a software professional, has twins and is concerned about their primary and higher education. Here is a complete financial plan for him
Learning Hierarchy of investment needs By Research Desk . 20-Jan-2020 Use this framework to prioritise your investment needs, and then fulfil them level by level
Ask Value Research What will happen if I make my policy paid-up? By Research Desk . 22-Apr-2016 You will make losses if you surrender the policy, as the guaranteed surrender value will be equal to 30% of the total amount of premiums paid minus first-year premium
Ask Value Research Should I stay invested in HDFC Click2Invest? By Research Desk . 20-Feb-2017 Even low cost ULIPs deduct mortality charges before investing your premium
Insurance Free-look period in an insurance policy By Research Desk . 15-Jan-2020 Free-look gives you a second chance to review your policy and return it if you feel you misunderstood or were mis-sold the plan
Insurance Decoding claim settlement ratio By Dhirendra Kumar . 07-Nov-2019 Wondering how to choose a term plan from the available options? Here are the most important factors that should be considered
First Page When investing, do less to do more By Dhirendra Kumar . 22-Nov-2019 Use this approach in personal investments, where the solution is not to do a lot, but to do only the minimum possible
Insurance Single or regular premium term plan? By Research Desk . 25-Sep-2019 You can buy term insurance with a single lump sum premium or pay premiums over a period of years. Find out which is better
Ask Value Research Should I withdraw my insurance proceeds and invest in mutual funds? 31-Dec-2019 Dhirendra Kumar sheds light on the importance of life insurance
Ask Value Research No Tax on ULIP Surrender Value after 5 Years By Research Desk . 05-Nov-2014 There is no surrender charge or tax on surrender value of an ULIP after it has completed 5 years
First Page You need lots of insurance, and ULIPs can't provide that By Dhirendra Kumar . 28-Feb-2018 The structure of ULIPs ensure that they are useless for providing the amount of life cover that savers need
The Plan First things first By Research Desk . 08-Jan-2020 Raj wants to buy a second home, but this may compromise on other non-negotiable goals
Insurance Taxation on insurance products By Research Desk . 16-Feb-2016 Consider financial and tax implications before deciding to get out of a bad insurance product midway
