Value Research Online

For once, I am not telling you to ignore the news

Mon, 06 Jul 2026 13:07:16 +0530

A lifelong science fiction reader laid out where SpaceX's road actually leads. Here is why I, who tells investors to ignore the news, found this one hard to file away.

June ratings are out. Just two funds moved up

Mon, 06 Jul 2026 10:00:00 +0530

Only Bank of India Flexi Cap and HSBC Large and Mid Cap earned upgrades in Value Research's June ratings. See their SIP returns and consistency behind the move.

Your IT fund is down. Should you hold, switch or exit?

Sat, 04 Jul 2026 11:10:00 +0530

Vaibhav Dusad, Meeta Shetty, Shibani Sircar Kurian and Sumanta Khan on whether Indian IT is dead, whether to hold your IT fund and what AI means for the sector's future.

Stop fussing over where to invest

Sat, 04 Jul 2026 10:00:00 +0530

A saver with an 8 per cent return and Rs 20,000 a month ends up with more than a skilled investor earning 14 per cent but saving Rs 12,000. Here is why amount beats alpha.

Most international funds have shut. 12 still take your SIP

Fri, 03 Jul 2026 17:04:58 +0530

Of 66 international funds tracked, 12 still accept fresh SIPs and one takes lumpsums. Here is the full list with caps and returns, and why most doors remain shut.

Direct plans cost less. Switching to them might not be free

Thu, 02 Jul 2026 18:38:54 +0530

Switching to a direct plan triggers capital gains tax on existing gains. Exit loads no longer apply. Here is how to switch across four routes and what to do with your SIP.

How do mutual funds charge the expense ratio?

Wed, 07 May 2025 12:13:46 +0530

Discover how expense ratios in mutual funds affect your returns. Learn how to choose funds with low fees for better long-term wealth creation.

The SIF playbook

Wed, 01 Jul 2026

SEBI's new SIFs let you short stocks and concentrate sectors from a Rs 10 lakh entry, well below PMS. What they can do, how their first year went, and the catch.

How long should my term insurance be?

Wed, 01 May 2024 14:49:19 +0530

Having term insurance can help you protect your family from the ups and downs of life. We delve deep to find out what is its ideal duration.

Why returns alone can fool mutual fund investors

Mon, 29 Jun 2026 17:16:01 +0530

Alpha measures a fund manager's skill after adjusting for risk taken. Value and large-and-mid-cap funds lead with over 90 per cent of funds generating positive alpha.

The fund category that matches large caps but falls less

Fri, 26 Jun 2026 16:05:54 +0530

Over 10 years, aggressive hybrid funds nearly matched large-cap returns, while falling less in every major crash since 2006. Here's the evidence.

The Rs 5,000 cap on global funds barely matters

Fri, 26 Jun 2026 13:24:18 +0530

Twelve funds still take a fresh SIP, half capped at Rs 5,000 a month. Here is how the cap affects your strategy, which funds remain open and what the returns actually show.

How to invest over Rs 50,000 a month in mutual funds

Fri, 11 Mar 2022 07:00:00 +0530

More than Rs 50,000 a month does not mean more funds. Here is why three to four equity funds are enough and how to think about flexi-cap, multi-cap and small-cap splits.

Did your IDCW payout actually add to your wealth?

Thu, 25 Jun 2026 19:00:02 +0530

When a fund pays IDCW, the NAV falls by exactly the same amount. The payout does not make you wealthier. Here is what IDCW actually is and when it makes sense to use it.

Is buying on dips actually better than a monthly SIP?

Wed, 24 Jun 2026 17:54:29 +0530

Perfect market timing beats a monthly SIP by just 0.2 percentage points a year over 30 years. Here is why the effort of watching dips buys you almost nothing extra.

'I won't say there's a 0% chance IT becomes a value trap'

Wed, 24 Jun 2026 17:07:38 +0530

Nifty IT has corrected sharply and AI threatens coding jobs. Bandhan Mutual Fund’s Manish Gunwani puts the odds at 60:40 that Indian IT services escapes becoming a value trap.

Is it wise to invest in an NFO?

Wed, 12 Mar 2025 15:41:40 +0530

NFOs often generate buzz but rarely offer true innovation. Before investing, determine if the fund offers something new, meets your financial needs or competes with well-established funds.

Musk's utopia, India's reality

Tue, 23 Jun 2026 13:37:35 +0530

Most readers agreed with keeping their SIPs. Then came the sharper questions about wage collapse, India's missing safety net and who buys the robots' output. Here they are.

How to save for Musk's utopia

Sat, 20 Jun 2026 10:00:00 +0530

Musk argues AI abundance makes saving pointless. But in a robot-powered world, owning productive capital matters more than ever. Here is the case for keeping your SIPs.

A familiar drift

Sat, 20 Jun 2026

Most flexi-cap funds keep three-fifths of assets in large caps and have for six years. If you bought one for flexibility, here is why that label may no longer hold.