Value Research Online

Switch to direct? The tax hurts less than you think

Fri, 15 May 2026 15:04:34 +0530

A Rs 1.2 lakh tax hit on switching is recovered in five years. By year 20, direct plans pull ahead by Rs 60 lakh on the same Rs 10,000 SIP. Here is the full analysis.

Do the NAVs of direct and regular mutual fund plans differ?

Tue, 21 Feb 2023 12:07:58 +0530

Understand the impact of expense ratios on the net asset values of mutual funds

Mirae Asset steps into SIF with a hybrid long-short fund

Thu, 14 May 2026 13:27:10 +0530

The fund blends collar equity, arbitrage and high-quality debt under the SIF framework. NFO opens May 20 to June 3. Minimum investment is Rs 10 lakh. Here is how it works.

'We didn't want to deploy capital simply because of inflows'

Thu, 14 May 2026 10:00:00 +0530

SBI Contra Fund's Dinesh Balachandran on why he holds cash when ideas are scarce, the AI threat to IT stocks and what SIP investors with flat returns should remember.

The day even HDFC said no to gold

Thu, 14 May 2026 09:41:52 +0530

Gold ETF inflows crashed 87 per cent in 90 days. The PM, the government and HDFC Mutual Fund reached the same conclusion in 72 hours. Here is how to rebalance your gold allocation now.

How Motilal Oswal defines contra investing

Wed, 13 May 2026 21:07:06 +0530

Fund manager Bhalchandra Shinde explains contra approach, quality filters, risk control, portfolio strategy and investor fit today. Find who this fund suits.

PPF, Sukanya Samriddhi, NPS Vatsalya, mutual fund: Who wins?

Wed, 13 May 2026 12:41:57 +0530

A Rs 3,000 monthly SIP over 15 years gives Rs 14.43 lakh in a mutual fund versus Rs 10 lakh in NPS Vatsalya. But the right choice depends on which one you will not touch early.

Is your diversified fund secretly a Nifty 100 index fund?

Tue, 12 May 2026 10:00:00 +0530

Five diversified equity funds overlap 50-61 per cent with the Nifty 100, yet charge active fees. Four of the five posted negative alpha over three years. We find out why.

Sensex up 7%. Mid caps up 14%. Investors responded.

Mon, 11 May 2026 17:04:58 +0530

Equity funds drew Rs 38,440 crore, hybrid funds rebounded to Rs 20,565 crore and SIPs held at Rs 31,115 crore in April 2026. Here is what the AMFI data actually signals.

Read the signal, not the list

Mon, 11 May 2026 11:18:36 +0530

PM Modi’s seven appeals signal pressure on the rupee, imports and gold, offering investors clues about all policy moves and market risks in the economy now.

Can a Rs 2,000 SIP be a long-term wealth-builder?

Tue, 16 Sep 2025 19:00:00 +0530

A small Rs 2,000 SIP may seem insignificant, but consistency, time and annual step-ups can turn it into meaningful long-term wealth for new investors as well.

3 small-cap funds that grew ₹10K SIPs into ₹35L+ in 10 yrs

Sun, 10 May 2026 08:00:00 +0530

Three small-cap mutual funds — Quant, Nippon India and Axis — turned a ₹10,000 monthly SIP into over ₹35 lakh in a decade. See their 10-year returns, AUM and top holdings.

Gold ETFs: Should they be part of your passive portfolio?

Sat, 09 May 2026 11:15:00 +0530

Gold ETFs can reduce volatility and hedge risks without the hassles of holding physical gold. Here’s how they fit into a well-rounded passive portfolio easily.

Can the value of a mutual fund investment drop to zero?

Mon, 09 Dec 2019 07:00:00 +0530

Dhirendra Kumar rules out such a scenario and says that the structure of mutual funds is well-equipped

Beware of 'professional' advice

Mon, 21 Apr 2008 09:42:00 +0530

Most of us would think that taking advice from investment professionals like brokers & advisors would be a good idea. We would be right in seeking advice, but wrong in blindly following it.

These 5 equity funds got upgraded to 4 stars this month

Thu, 07 May 2026 11:13:32 +0530

Value Research upgraded five equity mutual funds from three to four stars this month based on risk-adjusted performance. We explore the month’s winners.

Investing for the long term on a salary of 35k

Wed, 14 Apr 2021 07:00:00 +0530

Sumit earns 35,000 and is 24 years old. Here’s a financial roadmap for him to help him achieve his long-term financial goals. Find out how you can apply it.

Same funds, same time. Yet one portfolio did better. How?

Fri, 21 Mar 2025 19:16:19 +0530

Read how one mutual fund performed better than the other despite having same funds and similar SIP amounts.

The systematic methods: SIP, STP, SWP

Wed, 12 Aug 2020 07:00:00 +0530

These three terms are frequently used in the context of mutual funds. Learn what they mean and how you can benefit from these plans.

Mutual fund rules just changed: 3 things that really matter

Tue, 05 May 2026 13:14:28 +0530

SEBI’s new mutual fund rules replace TER with BER, but the real impact lies in portfolio overlap, stricter categories and performance-linked fees. Here’s what investors must track.