Value Research Online

How to legally save tax on a big capital gain

Mon, 15 Jun 2026 21:10:04 +0530

Sell shares or gold and reinvest the full amount in a house, and your capital gains tax can fall to zero. Here is how Section 54F works and the five conditions to meet.

Seven myths about index funds. Tested against real data

Mon, 15 Jun 2026 09:49:55 +0530

Deepak Jaggi on seven persistent myths about passive investing—downside protection, average returns, diversification, market inefficiency and more.

How are debt funds purchased before 2023 taxed?

Tue, 19 Nov 2024 09:39:29 +0530

Discover how debt funds bought before 2023 are taxed, the impact of recent tax changes, and when you can still claim the indexation benefit.

Dynamic bond funds promised to track rates. They lagged

Fri, 12 Jun 2026 21:40:07 +0530

Dynamic bond funds returned 3.24 per cent on average against 5.09 per cent for short-duration funds over one year. Here is why rate timing failed and what to hold instead.

International funds: One lumpsum door left

Fri, 12 Jun 2026 14:19:16 +0530

Overseas limits are shutting international funds to lumpsum buyers. Only one still accepts lumpsum, 12 take SIPs. See which, and why open doesn't mean worth buying.

SEBI may stop disclosing what fund houses pay their bosses

Thu, 11 Jun 2026 11:58:13 +0530

For a decade, fund houses named what each top executive earned. SEBI now wants to merge those into one total, hiding whether a CEO takes Rs 5 crore or Rs 25 crore.

Equity fund flows cool 40% in May; debt funds bleed

Wed, 10 Jun 2026 12:54:43 +0530

Equity inflows hit a one-year low of Rs 22,908 crore in May 2026 as debt funds saw Rs 96,949 crore in outflows. See how every fund category fared, per AMFI.

Is a clean environment fund the right thematic bet now?

Wed, 10 Jun 2026 09:37:16 +0530

Pratik Oswal on what the Motilal Oswal BSE Clean Environment Index Fund owns, the concentration risk, elevated valuations and who this thematic passive fund is actually built for.

The morning briefing everyone wants to build

Wed, 10 Jun 2026 09:00:00 +0530

Most readers skipped the $80 billion debate. They wanted to know how to build the morning briefing. Their responses revealed a harder question underneath that one.

6 equity funds move up our ratings this month

Tue, 09 Jun 2026 14:59:33 +0530

Six equity funds climbed our ratings this month, including a flexi-cap that debuted at five stars. See which tax-savers and mid- and small-cap funds made the cut.

Rs 10 lakh minimum. Is the DynaSIF Long-Short Fund for you?

Tue, 09 Jun 2026 10:41:28 +0530

Raghav Iyengar on the DynaSIF long-short fund, how shorts will be executed in mid and small caps, when the fund will underperform and who it is actually built for.

15% in gold. Here is what the data says it does

Mon, 08 Jun 2026 09:47:36 +0530

Rajini Panicker on why gold belongs in a passive portfolio, how it performed in every major crash and the simplest way to build gold exposure today.

Why gold funds just shut their biggest taps

Sat, 06 Jun 2026 09:48:33 +0530

HDFC, ICICI Prudential and Nippon have blocked large gold ETF subscriptions to defend the rupee. Here is what the cap means for your SIP, lumpsum and multi-asset fund.

FIIs flee, rupee at record low: India woos foreign money

Sat, 06 Jun 2026 07:26:11 +0530

FIIs have sold Rs 2.5 lakh crore in 2026 and the rupee hit a record low. India's response: tax breaks on G-Secs for foreign investors and a Rs 25 crore cap on gold ETFs.

Your SGB maturity may no longer be tax-free

Fri, 05 Jun 2026 14:02:54 +0530

Budget 2026 limits the capital-gains exemption on SGBs to original RBI subscribers only. Secondary-market buyers now face 12.5 per cent LTCG at maturity. Here is what to check.

The small-cap funds that outgrew their own returns

Fri, 05 Jun 2026 10:39:04 +0530

As small-cap funds grow in size, their alpha over the Nifty Smallcap 250 shrank or turned negative. Here is why size is hurting your small-cap fund’s returns.

'Valuations not attractive, but comfortably reasonable'

Thu, 04 Jun 2026 17:25:09 +0530

After a sharp correction, HSBC Mutual Fund’s Cheenu Gupta sees the market at reasonable valuations. She explains where the real buying opportunities are and why financials stand out.

Your idle ₹1 lakh deserves better than a savings account

Wed, 03 Jun 2026 19:37:33 +0530

Savings accounts barely beat inflation. A three-layer approach using liquid funds and short-duration debt funds can earn 6-7 per cent with similar liquidity and lower tax.

Most international funds are shut. These 12 still take SIPs

Wed, 03 Jun 2026 15:44:39 +0530

Of 66 international funds tracked, only 12 accept fresh SIPs and 3 take lumpsums. Here is the full list, why most doors are shut and how to pick from what is open.

What the NAV of a fund tells you

Mon, 07 Sep 2020 07:00:00 +0530

A lot of new investors obsess over the NAV of a mutual fund. Many myths surround it, such as the lower the NAV, the better. We explain what NAV indicates.