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Should I invest a lump-sum amount in NPS or invest through an SIP?

It is always advisable to invest in a systematic manner when it comes to any market-linked investment, says Dhirendra Kumar

Given that the time horizon is long, should I invest a lump sum in NPS or go through the SIP route?
- Devender Pal Singh

Always consider being a regular investor for any market-linked investment. Investing regularly through an SIP also fits into your income cycle. We earn every month, spend every month, so we should invest every month. And when you are investing every month, your anxiety is in check. If you keep on accumulating and then invest on one particular day, making it a big event, it will be exposed to higher risk. This will, in turn, increase your anxiety levels.