In the following table, you will find the current and historical trends in interest rates of all the important government-backed savings schemes over the past eight quarters.
| Apr-Jun, 2022 | Jan-Mar, 2022 | Oct-Dec, 2021 | Jul-Sep, 2021 | Apr-Jun, 2021 | Jan-Mar, 2021 | Oct-Dec, 2020 | Jul-Sep, 2020 | |
| PORD 5 year | 5.8 | 5.8 | 5.8 | 5.8 | 5.8 | 5.8 | 5.8 | 5.8 |
| POTD 1 year | 5.5 | 5.5 | 5.5 | 5.5 | 5.5 | 5.5 | 5.5 | 5.5 |
| POTD 2 year | 5.5 | 5.5 | 5.5 | 5.5 | 5.5 | 5.5 | 5.5 | 5.5 |
| POTD 3 year | 5.5 | 5.5 | 5.5 | 5.5 | 5.5 | 5.5 | 5.5 | 5.5 |
| POTD 5 year | 6.7 | 6.7 | 6.7 | 6.7 | 6.7 | 6.7 | 6.7 | 6.7 |
| POMIS | 6.6 | 6.6 | 6.6 | 6.6 | 6.6 | 6.6 | 6.6 | 6.6 |
| PPF | 7.1 | 7.1 | 7.1 | 7.1 | 7.1 | 7.1 | 7.1 | 7.1 |
| SSY | 7.6 | 7.6 | 7.6 | 7.6 | 7.6 | 7.6 | 7.6 | 7.6 |
| SCSS | 7.4 | 7.4 | 7.4 | 7.4 | 7.4 | 7.4 | 7.4 | 7.4 |
| NSC | 6.8 | 6.8 | 6.8 | 6.8 | 6.8 | 6.8 | 6.8 | 6.8 |
| KVP | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 |
| RBI 7.15% Bonds | 7.15 | |||||||
| PMVVY* | 7.4 | |||||||
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Index:PORD - Post Office Recurring Deposit POTD - Post Office Time Deposit POMIS - Post Office Monthly Income Scheme SCSS - Senior Citizen Savings Scheme NSC - National Savings Certificate KVP - Kisan Vikas Patra SSY - Sukanya Samriddhi Yojana PMVVY - Pradhan Mantri Vaya Vandana Yojana *For FY 2021-2022 |
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SBI FD Rates
| Tenors | General Public | Senior Citizens |
| 7 days to 45 days | 2.90 | 3.40 |
| 46 days to 179 days | 3.90 | 4.40 |
| 180 days to 210 days | 4.40 | 4.90 |
| 211 days to less than 1 year | 4.40 | 4.90 |
| 1 year to less than 2 years | 5.10 | 5.60 |
| 2 years to less than 3 years | 5.20 | 5.70 |
| 3 years to less than 5 years | 5.45 | 5.95 |
| 5 years and up to 10 years | 5.50 | 6.30 |
| Interest rates are applicable for a deposit of below Rs 2 crore as on March 31, 2022. | ||
To get a comprehensive overview of the savings and investment options in India, click here
