Transcript: I don't see any value in doing that. SIPs are able to eliminate the emotion of being selective with your dates. Say, next week the market goes down by 4% on two specific dates. What will you do? Will you have the courage to invest after the first day? And will you have the same conviction on the second day? There are many such occasions, like in 2008 there were many days when the market went down by 5% in single sessions. There have similar situations on the upside too. You will start regretting, you will pause. That's where an automated plan like SIP comes in. It eliminates the anxiety and indiscipline of human mind.