When To Exit

I am 28 and want to start investing Rs 20,000 every month for the next 20 years. Please suggest the best options to invest. Also, you mention the need to move from a fund that is not performing to a better performing fund, by exiting a non-performer, am I not losing money? The fund may underperform in the short term and then recover. After all, I would have given enough though before investing in a fund?
- Anonymous

This article was originally published on May 30, 2011.