Value Research Online

₹1.8 crore, retiring in 2 years. Exit equity?

Thu, 17 Sep 2026 17:46:05 +0530

Two years from retirement and scared of a crash? Whether to cut equity depends on how much you will rely on this corpus for income, not on the market.

Silent partners

Thu, 20 Aug 2026

Retirement planning in India can miss family obligations, healthcare and inflation. Before calculating your corpus, account for the money already promised to others.

The multi-year bet

Thu, 01 Oct 2026

Hospital stocks trade at 66 times earnings. Here is why the demand behind that price is real, but why hospital capacity cannot be built any faster for it.

Eleven stocks look better on paper and still trade cheap

Tue, 29 Sep 2026 11:09:41 +0530

Eleven stocks with a Piotroski F-score of 8 or 9 still trade cheap, most at a P/E of 10 or below. Five are energy names, though, and margins drove the gains.

REITs or InvITs: Same wrapper, different engines

Tue, 07 Jul 2026 12:00:00 +0530

One earns rent, the other tolls. Why InvIT yields look higher, why part of that payout is your own capital coming back, and how to judge which is safer for you.

Park your emergency fund smarter, not just safer

Mon, 20 Apr 2026 10:00:00 +0530

Looking for safe yet rewarding options for your emergency fund? From savings accounts to liquid funds, here’s how to structure your corpus for liquidity, stability and better returns.

Index funds or ETFs? The tax rules differ

Mon, 03 Aug 2026 11:46:33 +0530

Index funds and ETFs are not always taxed the same. Understand the tax rules for equity, debt, gold, and silver passive funds before you invest..

Your retirement corpus

Thu, 20 Aug 2026

There is no one-size-fits-all retirement corpus. Learn how to estimate yours based on expenses, inflation, lifestyle and the 4 per cent withdrawal rule.

The tax rate is the same. The compounding isn't

Sun, 20 Sep 2026

Debt funds and FDs face the same tax rate, but FDs are taxed yearly while debt funds are taxed once, at sale. That timing gap can add up to lakhs over 20 years.

The index next door

Thu, 01 Oct 2026

The Nifty 50 and Nifty Next 50 both carry the large-cap tag, but their sector mix, risk and two-decade returns differ sharply. Here is what sets them apart.

Three principles of long-term investing

Sun, 15 Mar 2026 18:15:00 +0530

Madhu Lunawat explains small-cap investing, investor behaviour and asset allocation, and shares three key principles that guide disciplined long-term wealth creation.

20% returns, ₹1 lakh a month: Realistic or unreasonable?

Wed, 11 Mar 2026 19:20:38 +0530

Can a Rs 1 crore mutual fund investment deliver 20 per cent returns and Rs 1 lakh monthly income? Here’s why such expectations may be unrealistic.

The problem with your emergency fund

Tue, 10 Mar 2026 19:00:00 +0530

Many investors park their emergency fund in the wrong assets. Learn a simple three-layer framework to keep your emergency money safe, liquid and accessible when you need it.

Your FD safety net is bigger than you think

Fri, 13 Feb 2026 12:00:00 +0530

DICGC insures deposits up to Rs 5 lakh per depositor per bank. Learn why spreading fixed deposits across big and small finance banks can boost safety and returns.

NPS isn't what most people think. Here's why

Mon, 05 Jan 2026 13:35:22 +0530

NPS is not just about tax savings or pensions. Understand why it exists, what problem it solves and how it fits into retirement planning.

A simple guide to debt funds

Sun, 28 Dec 2025 17:00:00 +0530

Understand what debt mutual funds are, how they work, and which types to pick based on your time horizon. A simple guide to using debt funds the right way.

Which mutual funds to invest in after retirement?

Tue, 23 Dec 2025 18:00:58 +0530

Retirement investing isn’t one-size-fits-all. The right mutual funds after retirement depend on whether your money must fund income or grow long term.

A bad first year of retirement can undo years of saving

Fri, 21 Nov 2025 11:36:33 +0530

A weak first year of retirement can shrink your corpus due to the sequence of returns risk. Here is how timing affects outcomes and how simple buffers can protect you.

What it costs to retire today on a Rs 1 lakh/month lifestyle

Fri, 24 Oct 2025 13:00:00 +0530

Dreaming of retiring early with a Rs 1 lakh monthly lifestyle? We ran the numbers for a couple in their 50s and found they’d need around Rs 3.7 crore to sustain 40 years of peaceful living. Here’s how inflation, returns and asset mix change the math.

Why have arbitrage funds got over Rs 50,000 crore recently?

Tue, 12 Aug 2025 19:02:28 +0530

Arbitrage funds saw Rs 50,000 crore inflows in four months, driven by strong returns and equity-like tax benefits with debt-like risk