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Religare Secure - Personal Accident Insurance

Eligibility  
Entry Age (years)  
Minimum 18; 91 days for children
Maximum 70
Maximum Policy Renewal Age (years) Life long renewal
Coverage Type Individual
Policy Term 1/2/3 Years
Sum Insured (Rs)  
Maximum 25 crore
Minimum 10 lakh
Tax Benefit Not Available
Discount 7.5% on selecting a 2 year policy term and 10% on selecting a 3 year policy term.
Customer Service  
Address Religare Health Insurance Company Limited, GYS Global, Plot No. A3, A4, A5,Sector - 125, Noida, U.P.-201301
Mail to [email protected]
Call to 1800 200 4488 (toll free)
SMS Religare' to 56677
Network Hospitals Http://www.religarehealthinsurance.com/health-plan-network-hospitals.html
Scope Of Cover
PlanSecure 1Secure 2Secure 3Secure 4Secure 5
Sum InsuredUp to 10 LakhAbove 10 Lakh up to 30 LakhAbove 30 Lakh up to 3 CroreAbove 3 Crore up to 25 CroreUp to 30 Lakh
Accidental Death100% of Sum Insured
Permanent Total DisablementCoveredCoveredCoveredCoveredCovered
Permanent Partial DisablementCoveredCoveredCoveredCoveredCovered
Fractures Up to Rs. 50,000Up to Rs. 1,00,000Up to Rs. 2,00,000Up to Rs. 3,00,000Not Covered
Child EducationNot Covered10% of Sum Insured10% of Sum Insured10% of Sum InsuredNot Covered
Major Diagnostics TestsNot CoveredUp to Rs. 15,000Up to Rs. 25,000Up to Rs. 50,000Not Covered
DisappearanceNot Covered100% of SI100% of SI100% of SINot Covered
Mobility cover (Use of prothestic devices like artificial arms, limbs, eyes, etc)Not CoveredUp to Rs. 15,000Up to Rs. 25,000Up to Rs. 50,000Not Covered
BurnsNot CoveredUp to Rs. 10,00,000Up to Rs. 20,00,000Up to Rs. 25,00,000Not Covered
Domestic Road AmbulanceNot CoveredNot CoveredUp to Rs. 5,000Up to Rs. 5,000Not Covered
Nursing CareNot CoveredNot CoveredRs. 1,000 per day, Max for 15 daysRs. 1,500 per day, Max for 15 daysNot Covered
Reconstructive Surgery Not CoveredNot CoveredUp to Rs. 10,00,000Up to Rs. 20,00,000Not Covered
Repatriation of Mortal RemainsNot CoveredNot Covered2% of the Sum Insured or Max Rs. 1,00,000; whichever is lower2% of the Sum Insured or Max Rs. 1,00,000; whichever is lowerNot Covered
Exclusions and Waiting period
General ExclusionsAny pre-existing injury or physical condition, claims related to hazardous activities, claims arising out of mental illness, stress, psychiatric or psycho logical disorders, insured person serving in any branch of the military, navy, air force, armed force, paramilitary force, any intentional self inflicted injury, suicide, attempted suicide, mental or nervous conditions, etc.